A precious metals IRA, which is also called a gold-backed IRA can help protect your savings from market volatility and protect you against inflation. Additionally, precious metals like gold and silver are very different from the standard assets like stocks and bonds which makes them a great option to diversify.
We looked at the best gold IRA companies to see the best precious metal IRA accounts are the best deal. We analyzed every gold IRA company below based on a number of things, such as the quality of the metals they offer as well as the costs they impose, their storage options they provide as well as their customer service and their image.
Goldco is among the most reputable and best company generally in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save more for retirement. This company is the leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in a variety of retirement accounts by moving them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at the company can show you how to transfer the funds that is in the account to a precious metals IRA.
The company also sells silver and gold directly to its customers. You can put your retirement savings or other savings accounts in real gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account to the new IRA. Goldco makes it simple and easy for customers to do this by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be bought. They’re as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you need to sell the valuable metals in your account Goldco will purchase them back at the most competitive buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with information. This kit contains a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies to provide gold IRAs.
One of the top companies to buy silver, gold, as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family, and is headquartered in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to keep them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they are doing. You can call the number on the company’s website anytime to speak to your representative.
If you’d like to know more about buying in gold before taking the step you can contact the company for a complimentary guide. This 25-page guide has useful information about the ways that rare metals IRAs can help you take charge of the savings you have.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case, you can get help from a specialized expert, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees for a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear prices, among other things. To make sure your money is compliant with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market changes and make it easy to be aware of what you should expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours of how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and store your IRA for free if spend between $25,000 and $50,000 for a year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and hold services.
When you make a purchase of more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
Assistance from a professional in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying rare metals from this company is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods as well as other. You can purchase these metals on their own or use them to put money into an precious metals IRA.
This company makes it easy for you to move your retirement savings to an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these steps:
Set up your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your new self-directed IRA.
Choose the best metals that will benefit your account. Your precious Metals Specialist can help you figure out which metals to invest in to get the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your specialist will guide you through the various options for storing your belongings. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is going. You can call your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from them. The company offers a broad selection of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash payments for silver and gold. The firm also runs a website that contains a lot of free information on the investment in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer money into your Augusta account and choose the silver and gold products you’d like to purchase. Augusta will deliver them directly to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA You can also check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money into a precious metal IRA, how they function and what types are available and the reasons why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad selection of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to customers and giving them the tools they require to make sound financial decisions. The company’s website has a complete learning center to aid buyers in the purchasing process.
This study area has many tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you may have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a big decision, so you must select a precious metals investment company that puts the reviews of its clients as well as the certifications of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold platinum, palladium, and platinum into your IRA. There are many different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80 to $200 a year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to receive personalized advice or open an IRA account for gold. You can speak to an in-house expert about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are a lot of training tools to help investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and would like to put a big chunk of their wealth into an investment in gold IRA as it offers savings for big investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic silver and gold and good ways to get help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices is updated in real-time through the site, so you can easily assess the risks, benefits, and costs of your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is best for buyers who have done this before. The initial year of storage and upkeep costs $250 and each year following that is $200. There may be a need to pay more, like an amount to establish an account.
To begin with Patriot Gold Group, you must do the following:
Complete the online account application to begin.
Contact a customer service worker to start your account restart or movement of funds.
You can buy valuable metals and decide how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and need easy access to high-quality training tools.
The application process is simple with no need to talk to anyone and the company provides you access to a large knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and it is awarded an A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance and transparent prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold, you need to do the following:
Complete the form online and select the account manager you want. You can complete the first step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines of the company, then share your financial records. You may be required to present different documents about your IRA or tax obligations.
Select the method you prefer to put funds into your account. A professional who has experience in rolling money into a gold IRA can assist you with this.
You can buy valuable metals and pick a secure location to store them. In the final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A guide for investing in gold with your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites give glowing feedback on gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you should have a diverse portfolio of investments. This is why many people have started placing silver, gold and other precious metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to set up and manage these retirement accounts for individuals. Many companies place customers in touch with account reps who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to determine if it makes sense for you.