A precious metals IRA, which is also called a gold-backed IRA can help protect your savings from market volatility as well as protect you from inflation. Additionally, precious metals like silver and gold are different from traditional investments like stocks and bonds which makes them a good way to diversify.
We looked at the top gold IRA firms to determine which precious metal IRA accounts are the best value. We analyzed each gold IRA company below based on a number of things, such as the precious metals they provide as well as the costs they impose, their storage choices they provide as well as their customer service as well as their appearance.
Goldco is among the most reputable and most reliable company when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of different retirement accounts by shifting them to a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the funds from your account into a precious metals IRA.
This business also sells gold and silver directly to its customers. You can also invest your retirement savings, or money from other savings accounts in real silver and gold.
If you are looking to open a precious metals IRA through Goldco and move or roll over your assets from your current savings account to your new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can also be bought. These bars are as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you have to sell the precious metals in your account, Goldco will purchase these back for the most competitive buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with information. The kit includes a written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is among the top companies that provide gold IRAs.
One of the top companies to buy silver, gold and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of silver and gold goods that can be bought directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investments and find out how they are doing. You can call the number on the website anytime to speak to your agent.
If you’d like to know more about purchasing gold prior to making the move, you can ask the business for a complimentary guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take control of the savings you have.
You can also get information about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario, you can get help from a specialized expert, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees for a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences, easy access to helpful assistance teams and transparent prices, among other things. To make sure your money meets IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market changes and allow you to be aware of the price you can expect.
Follow these steps to get started using Lear Capital:
You can open an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear from the person responsible for the IRA within 24 hours about how to do the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and keep your IRA at no cost if you spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
If you invest more than $10,000, you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying rare metals through Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products in addition to other. You can buy these metals on their own, or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to move your retirement savings to an precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow these five steps:
Create your account and decide which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the most tax benefits.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your things. Your expert will help you understand the different ways to store your items. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Check what you IRA is doing. Contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company offers a broad selection of gold and silver coins deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash payments for gold and silver. This company also has a website that contains a lot of free information about the investment in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users to set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. It’s as simple as transferring funds into the Augusta account and then select the gold and silver goods you wish to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA you can take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money into a precious metal IRA, how they function and what types are available, and why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a wide range of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to customers and giving them the tools they need to make good financial choices. On their website, the business offers an entire learning center that can aid buyers in the purchasing process.
This study area comes with many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a big decision, so you must select a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80-$200 per year to store your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the online form to get personalized advice or create an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Speak to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
A number of sources have rated it five stars.
Access to expert advice
There are plenty of training tools that can help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are knowledgeable about the market and want to put a large portion of their money into an investment in gold IRA which offers savings for large investments but lacks the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following accreditations, grades and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real-time through the site, which means you can easily see the risks, benefits and costs of purchasing. You can pick among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is recommended for those who have had this experience before. The first year of storage and maintenance costs $250 and each year after that costs $200. You may have to pay a little more such as an amount to establish an account.
To begin working with Patriot Gold Group, you must do the following:
Complete the online account application to get started.
Contact a service representative to get your account started or transfer of funds.
You can purchase valuable metals and decide how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and want easy access to quality training tools.
It is possible to apply for an account without talking to a person, and the company gives access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ grade.
Over 700 customers have rated Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage fees for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the online form, and choose the account manager you’d like to choose. You can do this first step on your own with AdvantageGold or contact the customer support team for personalized assistance.
Accept the policies and rules that the business follows, and then provide your financial records. You may be required to present different documents about your IRA or tax obligations.
Choose the way you want to put money into your account. A expert in rolling over money into a gold IRA will help you do this.
You can purchase valuable metals and choose a safe storage space for them. As a final step, you have to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it:
If you’re ready to sell the house, the buy-back plan makes it simple.
A free guide on investing in gold through your IRA.
There are many ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all sites leave great feedback on gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead bonds.
To guard yourself against the effects of inflation and potential stock market crashes, it is important to require a variety of investments. This is why a lot of people are putting gold, silver and other precious metals in their retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be either coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to fund and take care of the individual retirement accounts. Many businesses put customers in touch with account reps who can help them through the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial advisor to find out whether it is a good idea for you.