A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your savings from market volatility as well as protect you from inflation. Additionally, precious metals like silver and gold are different from the standard investments like stocks and bonds which makes them a great option to diversify.
We looked at the best gold IRA companies to see the best precious metal IRA accounts are the best value. We analyzed every gold IRA company below, based on a variety of things, such as the valuable metals they offer as well as the costs they impose, their storage options they provide, their customer service, and their image.
Goldco is among the most reputable and most reliable company overall for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that will help you save more for retirement. This company is the leader in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of a variety of retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from the company can show you how to move the money in your account to a precious metals IRA.
This business also sells silver and gold directly to its customers. You can also invest your retirement savings, or money from other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover the assets you have in your savings account into the new IRA. Goldco makes it simple and painless for customers to do this by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Bars of silver and gold in different sizes can also be bought. They’re as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you have to sell the precious metals that are in your account, Goldco will purchase these back for the highest price for buy-back, which is guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit contains a written and spoken information on investing in rare metals.
We believe that overall Goldco is one of the best companies to offer gold IRAs.
One of the best companies for buying in gold, silver, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, store them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they are doing. You can call the number on the company’s website anytime to speak to your agent.
If you’d like to know more about buying gold before taking the step you can contact the business for a free guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking charge of your money.
You can also learn about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly help desks, and clear pricing among other things. To make sure your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect market trends and make it easy to anticipate the price you can expect.
Follow these steps to get started with Lear Capital:
You can create a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and let Lear Capital ship them to an area that is secure and that is fully insured.
Create and store your IRA for free if spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
If you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the firm has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying in rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold, platinum, and palladium goods as well as other. You can purchase these metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into a precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these five steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your self-directed IRA.
Choose the valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the most tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that the purchase was successful once they have done so.
Find a method to store your items. Your specialist will guide you through the different options for storing your items. Birch Gold Group stores its customers’ assets in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. You can call your Specialist at any time to review your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company sells a wide range of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. The company also has a website that contains lots of information for free on the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring money into the Augusta account and choose the silver and gold products you’d like to purchase. Augusta will deliver them to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money into an precious metal IRA and how they work and what kinds are available and the reasons why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a wide selection of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms by listening to its customers and providing them with the tools needed to make sound financial decisions. The company’s website has a complete learning center to help with the buying process.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A list of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. This person can answer any questions you have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an array of high-quality metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in business, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a big choice, so you should choose a precious metals investment firm that values the opinions of its clients as well as the certifications of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold, platinum, and palladium into your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80-$200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to receive personalized advice or create an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage and wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are many training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are knowledgeable about the market and want to put a big chunk of their money into a gold IRA as it offers savings for big investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices changes in real time on their website, so you are able to easily evaluate the benefits, risks, and costs of your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. The first year of storage and upkeep costs $250, and each year thereafter costs $200. You may have to shell out more such as the cost to open an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a customer service worker to get your account started or movement of funds.
You can purchase valuable metals and choose how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of physical gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to quality training tools.
It is possible to apply for an account without talking to anyone and the company provides access to a vast knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ rating.
More than 700 users have awarded Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance and clear pricing in all of your contacts with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold you must do the following:
Complete the form online and select the account manager you’d like to choose. You can do this first step on your own using AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and guidelines of your company and then provide your financial documents. You may need to provide various documents regarding your IRA or taxes.
Select the method you prefer to put money in your account. A expert in rolling money over into a gold IRA will help you do this.
You can purchase valuable metals and choose a safe location to store them. As a final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
If you’re ready to sell the house, the buy-back plan makes it easy.
A guide for investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you require a variety of investments. Because of this, many people are placing silver, gold, and other valuable metals in their retirement accounts since they are relatively safe and dependable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should move the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to manage and fund these retirement accounts for individuals. Many companies place clients in contact with account reps who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to diversify it You should speak to your financial adviser first to see whether it is a good idea for you.
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