A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility and protect you from inflation. Additionally, precious metals such as gold and silver are very different from standard assets like bonds and stocks which makes them an excellent option to diversify your portfolio.
We looked at the top gold IRA companies to see what precious metal IRA accounts are the most beneficial. We analyzed each gold IRA company below based on a number of things, such as the precious metals they provide as well as the costs they impose, their storage options they provide and their customer service and even their reputation.
Goldco is among the most reputable and best company generally for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can guide you on how to move the money from your account into an precious metals IRA.
This company also sells gold and silver directly to its customers. You can put your retirement savings, or money from other savings accounts in real silver and gold.
If you are looking to open a precious metals IRA through Goldco move or rollover your assets from your current savings account to the new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be bought. They’re as pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you require to sell the valuable metals that are in your account, Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit has written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the best companies to buy gold, silver, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you can store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver products that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investment and learn what they are doing. You can call the number on the company’s website anytime to speak to your representative.
If you’d like to know more about buying in gold before taking the step to buy it, you can ask the business for a no-cost guide. This 25-page guide has useful information on how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case, you can get help from a personal expert, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable help desks, and transparent prices as well as other aspects. To make sure your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market changes and allow you to anticipate what you should expect.
Follow these steps to get started with Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person in charge of your IRA within 24 hours regarding how to make the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals, and then let Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA at no cost if you spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free set-up and hold services.
If you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be sure that buying rare metals from this company is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products, among others. You can purchase these precious metals on their own or use them to put money into an precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these five steps:
Create your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and inform you that the purchase was successful once they have done so.
Find a storage solution for your things. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ investments at a number of places including Delaware Depository and Brink’s Global Service.
Check how your IRA is performing. Contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company offers a broad selection of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. This company also has a website with lots of information for free about investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move money into the Augusta account and choose the silver and gold items you’d like to purchase. Augusta will bring them right to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA and learn how these IRAs work and what types are available, and why they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company offers a broad range of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to customers and providing them with the tools they need to make good financial choices. On their website, the business offers a complete learning center to help with the buying process.
This study area has several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you may have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that are regulated by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in business Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a big option, so it is important to select a precious metals investment firm that places the reviews of its clients as well as the certifications of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of gold, silver platinum, palladium, and platinum in your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 per year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Fill out the online form to get personalized advice or create an IRA account for gold. You can talk to an expert from the company about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and want to put a large portion of their money into a gold IRA as it offers savings for large investments but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that offers basic gold and silver, and good ways to get help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices fluctuates in real time through the site, which means you are able to easily evaluate the risks, benefits, and costs of your purchase. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended to go with buyers who have had this experience before. The initial year of storage and maintenance costs $250, and each year after that costs $200. You may have to pay a little more like the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online application form to get started.
Contact a customer service worker to initiate your account restart or to transfer funds.
You can buy valuable metals and choose how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of physical gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to quality training tools.
The application process is simple without speaking to a person The company will give you access to a huge knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, excellent assistance and clear pricing in all your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold, you need to follow these steps:
Complete the form online and select the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules of the company, and then provide your financial records. You may need to show various documents regarding your IRA or tax obligations.
Choose the method you wish to deposit funds into your account. A professional who has experience in rolling money over into a gold IRA will assist you in doing this.
You can purchase valuable metals and pick a secure location to store them. As a final step, you must sign the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide to investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions for withdrawing money
Customers on all websites give glowing feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to require a variety of investments. This is why a lot of people have started placing silver, gold, and other valuable metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies we have listed help people set the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the money from your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to set up and manage these individual retirement accounts. Many businesses put customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to see if it makes sense for you.