A precious metals IRA, which is also known as a gold-backed IRA, can help protect your money from volatility in the market and protect you from inflation. Additionally, precious metals like silver and gold are different from standard assets like stocks and bonds which makes them a good option to diversify.
We reviewed the top gold IRA companies to see what precious metal IRA accounts are the best value. We analyzed every gold IRA company below, based on a variety of things, such as the quality of the metals they offer, the fees they charge, the storage choices they provide as well as their customer service and even their reputation.
Goldco is one of the most reputable and most reliable company overall for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by moving them into an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the money from your account into an precious metals IRA.
The company also sells gold and silver directly to clients. You can also invest your retirement savings, or money from other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your current savings account to the new IRA. Goldco makes it simple and easy for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can be purchased. They are pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you need to sell the valuable metals in your account Goldco will purchase them back at the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with information. The kit includes written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that offer gold IRAs.
One of the top companies for buying in gold, silver, as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is owned by a family and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you are able to store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of silver and gold goods that can be bought directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn what they are doing. You can dial the number listed on the company’s website at any time to talk to your agent.
If you’re interested in learning more about buying gold prior to making the move to buy it, you can ask the firm for a complimentary guide. This 25-page guide has useful information on how rare metals IRAs can help you take control of your money.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a specialized expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and not pay fees if you make a big payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly support teams, and transparent prices, among other things. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and allow you to know the price you can expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours regarding how to make the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, the company has been in business and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that purchasing rare metals from Birch Gold Group is a secure and secure process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items, among others. You can buy these metals on their own, or use them to put money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these five steps:
Set up your account and choose how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your self-directed IRA.
Select the most valuable metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the most tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase was successful once they have done so.
Find a method to store your belongings. Your Specialist will show you the various options for storing your items. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Check how your IRA is doing. You can call your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from them. The company offers a wide variety of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash payments for silver and gold. The business also offers a site with many free information about investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers to set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move money into your Augusta account and then select the silver and gold items you want to buy. Augusta will deliver them directly to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to move money to a precious metal IRA and learn how these IRAs work and what kinds are available and the reasons why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a vast selection of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its clients and giving them the tools they require to make good financial choices. On their website, the business provides a full learning center to help with the buying process.
This study area has many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person you talk to will be able to answer any questions you might have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that are regulated by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a great option, so it is important to select a precious metals investment company that puts the reviews of its clients as well as the certifications of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80-$200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to get an individualized advice or to open an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Several sources gave it five stars.
Access to expert advice
There are plenty of tools for training that can assist investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to invest a significant portion of their wealth into a gold IRA as it offers savings for large investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that has options for basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices is updated in real time through the site, which means you are able to easily evaluate the benefits, risks, and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended to go with buyers who have done this before. The first year of storage and upkeep costs $250 and each year thereafter costs $200. You may have to pay more, for instance, the cost to open an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to quality training tools.
The application process is simple without speaking to anyone The company will give access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and an A+ grade.
Over 700 customers have given Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, excellent assistance and clear pricing in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold you must do the following:
Fill out the online form, and select the account manager you would like to work with. You can complete the first step on your own with AdvantageGold or contact the customer support team for personalized help.
Accept the policies and rules of the company, then share your financial records. You may need to show various documents regarding your IRA or taxes.
Choose the way you want to put funds into your account. An expert in rolling over money into a gold IRA will help you do this.
You can buy valuable metals and choose a safe place to store them. In the final step, you have to sign the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready for selling the house, the buy-back plan makes it simple.
A free guide on investing in gold with your IRA.
There are many methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw cash
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to need a diversified collection of investments. Because of this, a lot of people are placing silver, gold and other precious metals into their retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to set up and manage these individual retirement accounts. Many companies place customers in touch with account reps who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to see if it makes sense for you.