A precious metals IRA, which is also known as a gold-backed IRA can help protect your money from volatility in the market as well as protect you against inflation. Additionally, precious metals like silver and gold are different from traditional assets like bonds and stocks and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see what precious metal IRA accounts offer the most beneficial. We evaluated every gold IRA company below based on a number of factors, including the precious metals they provide, the fees they charge, the storage options they provide and their customer service and even their reputation.
Goldco is the most trusted and best company generally for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of a variety of retirement accounts by transferring them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can guide you on how to transfer the money in your account to a precious metals IRA.
This company also sells gold and silver directly to customers. You can put your retirement savings as well as other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover the assets you have in your savings account to the new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Gold and silver bars of various sizes can also be bought. They’re as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you require to sell the valuable metals in your account Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes information. The kit includes a written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is among the top companies that provide gold IRAs.
One of the best companies for buying in gold, silver as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is run by a family and is based in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, store them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out what they’re doing. You can call the number listed on the company’s website anytime to speak to an agent.
If you’d like to know more about purchasing gold prior to taking the next step to buy it, you can ask the company for a free guide. This 25-page guide has useful information on how rare metals IRAs can help you take charge of the savings you have.
You can also find out about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this case you can seek advice from a personal expert or pay a fixed fee, guarantee your purchase for 24 hours, and avoid charges when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences and easy access to friendly help desks, and clear pricing as well as other aspects. To ensure that your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market changes and make it easy to anticipate the price you can expect.
Follow these steps to get started using Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to make the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals, and then let Lear Capital ship them to an area that is secure and that is fully insured.
Create and store your IRA at no cost if you spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
When you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the firm has been operating and a large number of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that purchasing rare metals through this company is a secure and dependable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items, among others. You can purchase these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow these steps:
Set up your account and decide how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to reap the most tax advantages.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that your purchase was successful when they have confirmed it.
Choose a way to store your items. Your Specialist will show you the various options for storing your things. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Find out what you IRA is performing. You can call your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from them. The company offers a broad selection of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash payments for silver and gold. The firm also runs a website with many free information regarding the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. It’s as simple as transferring funds to your Augusta account and choose the silver and gold items you’d like to purchase. Augusta will bring them right to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds to a precious metal IRA and how they work and what kinds are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad range of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its clients and giving them the tools they need to make sound financial decisions. The company’s website offers a complete learning center to assist buyers.
This study area comes with many tools that include:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you may have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a great decision, so you must select a precious metals investment company that puts the opinions of its clients as well as the certifications of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver, platinum, and palladium in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80-$200 per year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to get a custom advice or to create an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
Several sources gave it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are knowledgeable about the market and want to invest a significant portion of their money into an investment in gold IRA which offers savings for big investments but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold changes in real time on their website, so you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is recommended for those who have done this before. First year storage and maintenance costs $250 and every year after that costs $200. There may be a need to shell out more such as an amount to establish an account.
To begin with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to begin.
Contact a customer service representative to get your account started or movement of funds.
You can buy valuable metals and pick the way you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and would like to have easy access to quality training tools.
The application process is simple without speaking to a person and the company provides you access to a huge knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with it is awarded an A+ grade.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, excellent assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Fill out the form online and choose the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines that the business follows, and then share your financial records. You may need to show different documents about your IRA or tax obligations.
Select the method you prefer to transfer money in your account. A professional who has experience in rolling money over into an gold IRA will help you do this.
You can purchase valuable metals and select a secure location to store them. In the final step, you have to complete the declaration form.
AdvantageGold has the following traits which make it stand out:
If you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw funds
Customers on all sites leave excellent reviews of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses gold, silver, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you need a diversified collection of investments. Because of this, many people are now investing in silver, gold and other precious metals into their retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to fund and take care of these retirement accounts for individuals. Many companies put customers in touch with account representatives who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out if it makes sense for you.
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