A precious metals IRA, which is also called a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect you against inflation. Additionally, precious metals such as gold and silver are very different from standard assets like bonds and stocks which makes them an excellent option to diversify.
We looked at the best gold IRA companies to see the best precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below, based on a variety of things, such as the valuable metals they offer as well as the costs they charge, the storage options they offer and their customer service and even their reputation.
Goldco is among the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leader in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in a variety of retirement accounts by shifting them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from the company can show you how to transfer the money that is in the account to an precious metals IRA.
This company also sells gold and silver directly to its customers. You can put your retirement savings or money from other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your savings from your savings account into your new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can be purchased. These bars are pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you have to sell the valuable metals in your account Goldco will buy these back for the best price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes information. The kit includes a written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is one of the best companies that offer gold IRAs.
One of the best companies to purchase gold, silver and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of silver and gold goods that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and find out what they’re doing. You can call the number on the website at any time to talk to an agent.
If you want to learn more about buying gold prior to taking the next step, you can ask the firm for a complimentary guide. This 25-page guide has useful information about how rare metals IRAs can help you take control of your money.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario you can seek advice from a specialist, pay a flat fee and guarantee your purchase for 24 hours, and avoid charges when you make a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences, easy access to helpful assistance teams and clear prices as well as other aspects. To ensure that your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect changes in the market and allow you to know the price you can expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to complete the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and let Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA for free if you spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and hold services.
When you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that purchasing rare metals through this company is a secure and dependable process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items, among others. You can buy these metals by themselves or use them to put money into a precious metals IRA.
This company makes it easy for you to move your retirement savings to a precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these steps:
Create your account and choose the method of funding it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the highest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and let you know that the purchase was successful when they have confirmed it.
Find a storage solution for your things. Your expert will help you understand the different ways to store your items. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. You can call your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company sells a wide selection of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for silver and gold. The business also offers a site with many free information regarding investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They have been in business for over 30 years and handled more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. It’s as simple as transferring funds to your Augusta account and choose the silver and gold items you wish to purchase. Augusta will deliver them directly to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you can find out how to transfer money into a precious metal IRA and learn how they work, what kinds are offered, and why they are a good investment.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a vast selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to clients and giving them the tools needed to make sound financial decisions. On its website, the company provides an entire learning center that can assist buyers.
This study area has many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a good decision, so you must choose a precious metals investment company that puts the opinions of its clients as well as the certifications of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver platinum, palladium, and tin in your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules, all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80 to $200 a year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Complete the online form to get an individualized advice or to create an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out from a retirement account and transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are many training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are knowledgeable about the market and want to invest a significant portion of their money into an investment in gold IRA, since it gives savings for large investments, but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded it the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices changes in real-time on their website, so you can easily assess the risks, benefits, and costs of purchasing. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is best for buyers who have had this experience before. First year storage and maintenance costs $250, and each year after that costs $200. There may be a need to pay a little more like an amount to establish an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to get started.
Contact a customer service representative to get your account started or movement of funds.
You can purchase valuable metals and choose how you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and need easy access to good training tools.
You can apply for an account without talking to anyone and the company provides you access to a huge knowledge base with videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, great help and transparent prices throughout your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Complete the online form and select the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and guidelines of the company, and then share your financial records. You may need to show various documents regarding your IRA or taxes.
Choose the way you want to transfer funds into your account. A expert in rolling money into a gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe place to store them. In the final step, you must sign the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
When you’re ready to sell, the buy-back scheme makes it simple.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all websites give great reviews of gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to require a variety of investments. Because of this, a lot of people are investing in silver, gold and other precious metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to set up and manage these retirement accounts for individuals. Many companies put customers in touch with account reps who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to determine whether it is a good idea for you.