A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect your investment from inflation. Additionally, precious metals like silver and gold are different from traditional assets like bonds and stocks and bonds, which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to see what precious metal IRA accounts are the best value. We analyzed each gold IRA company below, based on a variety of factors, including the valuable metals they offer as well as the costs they impose, their storage choices they offer as well as their customer service as well as their appearance.
Goldco is among the most reputable and most reliable company when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. Goldco is a leader in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in different retirement accounts by shifting them into an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from the company can show you how to transfer the funds in your account to a precious metals IRA.
This business also sells gold and silver directly to customers. You can invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover the assets you have in your savings account to the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can be bought. They’re as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you have to sell the precious metals in your account, Goldco will buy them back at the best price for buy-back, which is guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with information. The kit includes written and spoken information on investing in rare metals.
Overall, we believe Goldco is one of the best companies to offer gold IRAs.
One of the best companies to buy gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and find out what they’re doing. You can dial the number on the website at any time to talk to your representative.
If you want to learn more about buying gold prior to making the move, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also learn about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this case, you can get help from a specialized expert and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and avoid fees for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable help desks, and clear prices as well as other aspects. To make sure your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect market trends and make it easier to anticipate what to expect.
Follow these steps to begin with Lear Capital:
You can open an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours of how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and store your IRA for free if spend at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free set-up and holding services.
When you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, the company has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be sure that buying rare metals through this company is a secure and reliable process.
Birch Gold Group sells a variety of silver, gold, platinum, and palladium goods as well as other. You can purchase these metals on their own, or use them to deposit money into a precious metals IRA.
This company makes it easy for you to transfer the retirement savings you have saved into a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Set up your account and decide the method of funding it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you figure out which metals to invest in to get the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that the purchase was successful once they have done so.
Find a method to store your items. Your Specialist will show you the various ways to store your things. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Check the status of your IRA is doing. You can call your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company offers a broad range of gold and silver coins deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. This company also has a website with a lot of free information regarding investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company works with people in all 50 U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. You just need to move money into your Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will deliver them to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA you can check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA and learn how they work and what kinds are available, and why they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to its customers and providing them with the tools they need to make informed financial decisions. On their website, the business offers a complete learning center to help with the buying process.
This study area comes with a number of tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can help you answer any questions that you might have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in business, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a great choice, so you should select a precious metals investment firm that places the opinions of its clients and its accreditations for affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver, platinum, and palladium into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80-$200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to get an individualized advice or to open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage and let Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
A number of sources gave it five stars.
Access to expert advice
There are plenty of tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their money into a gold IRA as it offers savings for large investments, but doesn’t offer the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold fluctuates in real time on the website, which means you can easily assess the risks, benefits, and costs of your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended to go with buyers who have previously had this service. First year storage and upkeep costs $250 and each year after that costs $200. You might have to shell out more like the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to begin.
Contact a service representative to get your account started or movement of funds.
You can purchase precious metals and choose how you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of physical gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and need easy access to quality training tools.
You can apply for an account without talking to anyone The company will give access to a vast knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ rating.
More than 700 users have given Google five stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, excellent assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the online form, and choose the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and policies that the business follows, and then provide your financial documents. You may be required to present different papers about your IRA or taxes.
Select the method you prefer to transfer funds into your account. A professional who has experience in rolling money over into a gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe location to store them. As the last step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide to investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all websites give excellent review of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of silver, gold or other precious metals instead bonds.
To protect yourself from inflation and possible stock market crashes, you should have a diverse portfolio of investments. Because of this, many people have started placing silver, gold, and other valuable metals into their retirement accounts since they are relatively safe and dependable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to manage and fund the individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to see whether it is a good idea for you.