A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and protect your investment from inflation. Also, valuable metals like gold and silver are very different from traditional assets like stocks and bonds and bonds, which makes them a great option to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below, based on a variety of things, such as the valuable metals they offer as well as the costs they charge, the storage options they offer as well as their customer service and their image.
Goldco is the most reputable and most reliable company when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets of different retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can guide you on how to move the money from your account into an precious metals IRA.
This company also sells silver and gold directly to customers. You can invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your assets from your savings account to your new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of various sizes can also be bought. They’re pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account, Goldco will buy these back for the most competitive buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. The kit includes written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the best companies that provide gold IRAs.
One of the most trusted companies to buy gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family of employees and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, store them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out what they are doing. You can dial the number on the website anytime to speak to your representative.
If you want to learn more about buying in gold prior to taking the next step you can contact the company for a complimentary guide. This 25-page guide has useful information about the ways that rare metals IRAs can help you take control of the savings you have.
You can also find out about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this case, you can get help from a personal expert and pay a flat amount and guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable help desks, and clear pricing among other things. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market changes and allow you to anticipate what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can create an rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours of how to complete the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and store your IRA for free if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free setup and holding services.
If you make a purchase of more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been operating and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items in addition to other. You can purchase these precious metals on their own or use them to deposit money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings into a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these five steps:
Create your account and select the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and inform you that your purchase went through when they have confirmed it.
Choose a way to store your things. Your expert will help you understand the various options for storing your belongings. Birch Gold Group stores its customers’ assets in a variety of locations including Delaware Depository and Brink’s Global Service.
Check how your IRA is doing. Contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from them. The company sells a wide range of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash payments for gold and silver. This firm also runs a website that contains a lot of free information on investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They have been in business since more than 30 years, and managed more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. All you have to do is transfer money into the Augusta account and then select the gold and silver goods you want to buy. Augusta will deliver them to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to help you start these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA, how they work, what kinds are offered and the reasons why they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to customers and giving them the tools needed to make sound financial decisions. The company’s website offers a full learning center to help with the buying process.
This study area has a number of tools which include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. This person can help you answer any questions that you may have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. In less than 10 years of operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a good choice, so you should select a gold investment firm that values the opinions of its clients as well as the certifications of its affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80 to $200 per year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the form online to get a custom advice or to create an IRA account for gold. You can speak to an in-house expert about your options during free sessions.
Speak to an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want and let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources have rated it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to put a large portion of their assets into an investment in gold IRA which offers savings for big investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold fluctuates in real time on the website, so you can easily assess the benefits, risks, and costs associated with your purchase. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is recommended to go with buyers who have had this experience before. The initial year of storage and maintenance costs $250, and each year thereafter costs $200. You may have to pay more, for instance, the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to begin.
Contact a customer service worker to start your account restart or transfer of funds.
You can buy valuable metals and choose how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and want easy access to good training tools.
It is possible to apply for an account without talking to a person and the company provides you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and the A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help and transparent prices throughout your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the online form and choose the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of the company, and then share your financial documents. You may need to show various documents regarding your IRA or taxes.
Choose the method you wish to deposit money into your account. A professional who has experience in rolling money over into a gold IRA can assist you with this.
You can purchase valuable metals and pick a secure place to store them. In the final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready to sell the property, the buy-back program simplifies the process.
A free guide on investing in gold with your IRA.
There are many methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Step-by-step directions for withdrawing money
Customers on all sites give great review of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to require a variety of investments. Due to this, many people are now placing silver, gold, and other valuable metals into their retirement accounts because they are an extremely safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. The items must be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to manage and fund the individual retirement accounts. Many companies place clients in contact with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor to determine if it makes sense for you.