A precious metals IRA, which is also called a gold-backed IRA can help protect your money from volatility in the market and protect your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional investments like stocks and bonds, which makes them an excellent way to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below based on a number of factors, including the precious metals they provide as well as the costs they charge, the storage options they provide, their customer service, and their image.
Goldco is the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. This company is the leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can guide you on how to transfer the funds in your account to an precious metals IRA.
The company also sells silver and gold directly to its customers. You can put your retirement savings as well as other savings accounts in real silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover the assets you have in your savings account to the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can be bought. They are pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you require to sell the precious metals in your account Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with details. This kit contains written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the best companies for buying in gold, silver and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family, and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, keep them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver products which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they’re doing. You can call the number on the company’s website at any time to talk to your agent.
If you’re interested in learning more about buying in gold prior to taking the next step to buy it, you can ask the business for a complimentary guide. This 25-page guide has useful information on the ways that rare metals IRAs can help you take control of the savings you have.
You can also get information about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a personal expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful help desks, and clear pricing among other things. To make sure your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market changes and make it easy to anticipate what to expect.
Follow these steps to get started with Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person in charge of your IRA within 24 hours about how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to an area that is secure and that is fully insured.
Set up and store your IRA at no cost if you spend between $25,000 and $50,000 for a year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free set-up and holding services.
When you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, this company has been in business and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that buying rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items in addition to other. You can purchase these precious metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to move your retirement savings to an precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow these five steps:
Create your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase went through after they have completed the transaction.
Choose a way to store your things. Your specialist will guide you through the different ways to store your items. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is going. You can contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from the company. The company offers a wide range of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. The business also offers a site with many free information regarding the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring funds to the Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will deliver them to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA and how they work, what kinds are offered, and why they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a wide variety of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to clients and providing them with the tools they need to make informed financial decisions. On its website, the company provides an entire learning center that can aid buyers in the purchasing process.
This study area comes with many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person you talk to will be able to answer any questions you have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an array of high-quality metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a good decision, so you must choose a precious metals investment firm that places the reviews of its customers and the accreditations of its affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80 to $200 per year for storage of your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to get personalized advice or create an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
Several sources gave it five stars.
Free access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and wish to put a large portion of their wealth into a gold IRA, since it gives savings for large investments but lacks a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold fluctuates in real-time through the site, so you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is recommended for those who have done this before. First year storage and upkeep costs $250 and each year after that costs $200. You may have to shell out more such as an amount to establish an account.
To start with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to start.
Contact a customer service worker to get your account started or movement of funds.
You can purchase precious metals and choose how you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to high-quality training tools.
It is possible to apply for an account without speaking to a person and the company provides access to a vast knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, excellent assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the form online and select the account manager you want. You can do this first step on your own using AdvantageGold or contact the customer support team for personalized assistance.
Accept the rules and policies of the company, and then share your financial documents. You may be required to present different documents about your IRA or tax obligations.
Choose the method you wish to put money into your account. An expert in rolling money over into an gold IRA can assist you with this.
You can purchase precious metals and select a secure storage space for them. As a final step, you need to complete the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
If you’re ready to sell, the buy-back scheme makes it simple.
A free guide to investing in gold with your IRA.
There are many methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Step-by-step directions for withdrawing funds
Customers on all sites leave excellent review of gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses silver, gold or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you require a variety of investments. Due to this, a lot of people have started putting gold, silver, and other valuable metals in retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to fund and take care of these individual retirement accounts. Many companies put customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to see if it makes sense for you.