A precious metals IRA or, more commonly called a gold-backed IRA can help protect your investment from the volatility of markets and protect you against inflation. Additionally, precious metals such as silver and gold are different from traditional assets like stocks and bonds which makes them a good option to diversify your portfolio.
We looked at the best gold IRA firms to determine which precious metal IRA accounts offer the best value. We analyzed each gold IRA company below, based on a variety of factors, including the quality of the metals they offer as well as the costs they impose, their storage options they offer and their customer service and their image.
Goldco is among the most trusted and most reliable company when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. Goldco is a leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in different retirement accounts by moving them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at the company can show you how to transfer the funds that is in the account to a precious metals IRA.
The company also sells gold and silver directly to clients. You can invest your retirement savings, or other savings accounts into real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your savings from your savings account into your new IRA. Goldco makes it easy and easy for customers to complete this process by guiding them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be bought. They’re pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you have to sell the precious metals in your account Goldco will purchase these back for the best buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit has a written and spoken information on investing in rare metals.
Overall, we think Goldco is one of the best companies to offer gold IRAs.
One of the best companies for buying in gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family, and is located in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to store them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver products that can be bought directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they are doing. You can dial the number listed on the company’s website anytime to speak to your agent.
If you want to learn more about buying gold before taking the step, you can ask the company for a free guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also get information about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario, you can get help from a personal expert or pay a fixed fee and guarantee your purchase for 24 hours, and avoid fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful assistance teams and clear prices, among other things. To make sure your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and make it easy to anticipate the price you can expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person responsible for the IRA within 24 hours regarding how to complete the tax-free transfer. The money could take as long as five days to be transferred.
You can buy valuable metals and then let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA at no cost if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products, among others. You can buy these metals on their own or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings into a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take the following steps:
Create your account and choose how you want to fund it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that the purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your specialist will guide you through the different options for storing your belongings. Birch Gold Group stores its customers’ investments at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out how your IRA is performing. Contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company sells a wide selection of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for gold and silver. This firm also runs a website that contains a lot of free information on investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move funds to the Augusta account and then select the gold and silver goods you wish to purchase. Augusta will deliver them to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90% silver bags.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA you can take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to move money into an precious metal IRA, how they work, what kinds are offered and the reasons why they are good assets.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to its clients and giving them the tools needed to make good financial choices. The company’s website provides a full learning center to help with the buying process.
This study area comes with many tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. This person can help you answer any questions that you may have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good choice, so you should choose a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 per year for storage of your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Fill out the online form to get personalized advice or open an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Contact a Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of another retirement account to transfer to the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage, and then let Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals to pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who know the market and want to invest a significant portion of their money into a gold IRA as it offers savings for large investments, but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold fluctuates in real time on the website, so you are able to easily evaluate the benefits, risks, and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is best for buyers who have had this experience before. The initial year of storage and maintenance costs $250 and each year thereafter costs $200. You might have to shell out more like an amount to establish an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to start.
Contact a customer service worker to start your account restart or transfer of funds.
You can buy valuable metals and choose how you want to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and would like to have easy access to good training tools.
The application process is simple without talking to anyone, and the company gives access to a vast knowledge base with tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and an A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, excellent assistance and clear pricing throughout your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases range from $100-$150. Investors also have to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold you must do the following:
Complete the form online and select the account manager you want. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and guidelines of your company and then share your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to transfer money into your account. An expert in rolling money into an gold IRA will help you do this.
You can buy valuable metals and select a secure storage space for them. In the final step, you have to sign the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
When you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold through your IRA.
There are many methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all websites give excellent feedback on gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to require a variety of investments. Because of this, a lot of people have started placing silver, gold and other precious metals into their retirement accounts because they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to manage and fund these individual retirement accounts. Many companies put customers in touch with account reps who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to find out whether it’s a good idea for you.