A precious metals IRA that is also known as a gold-backed IRA can help protect your savings from market volatility and safeguard your investment from inflation. Also, valuable metals like silver and gold are different from traditional investments like stocks and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below, based on a variety of factors, including the valuable metals they offer and the charges they charge, the storage choices they offer, their customer service, and their image.
Goldco is the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. This company is the leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in a variety of retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to move the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to its customers. You can put your retirement savings as well as other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over your savings from your savings account into the new IRA. Goldco makes it simple and painless for customers to accomplish this by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Bars of silver and gold in various sizes can also be purchased. They’re as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you require to sell the precious metals that are in your account, Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with information. The kit includes written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the most trusted companies to buy gold, silver as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family, and is located in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you can store them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn what they are doing. You can call the number on the company’s website anytime to speak to an agent.
If you want to learn more about buying gold prior to taking the next step, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take control of your savings.
You can also find out about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA money into Lear Capital. In that case, you can get help from a specialized expert, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences and easy access to friendly support teams, and transparent prices among other things. To make sure your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect market trends and allow you to anticipate what to expect.
Follow these steps to start using Lear Capital:
You can create a rare metals IRA account by filling in an online application that only takes 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to do the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and keep your IRA for free if spend at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been in business and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying in rare metals from this company will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods, among others. You can buy these metals by themselves or use them to put money into a precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Create your account and decide which method you would like to fund it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the most tax advantages.
You can purchase your precious metals. Your specialist will review your order and let you know that your purchase went through after they have completed the transaction.
Find a method to store your belongings. Your Specialist will show you the various options for storing your items. Birch Gold Group stores its customers’ funds at a number of places including Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is performing. Contact your Specialist anytime to review your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a wide selection of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. The company also has a website with many free information regarding investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. You just need to move funds to your Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA you can take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money to an precious metal IRA, how they function and what kinds are available, and why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company offers a broad variety of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to clients and providing them with the tools needed to make sound financial decisions. The company’s website offers a complete learning center to assist buyers.
This study area comes with a number of tools which include:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A listing of terms
When you work for Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in operation Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a good decision, so you must choose a precious metals investment firm that places the opinions of its clients as well as the certifications of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the online form to get an individualized advice or to create an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Several sources have rated it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are familiar with the market and wish to put a big chunk of their money into a gold IRA as it offers savings for large investments, but doesn’t offer a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold fluctuates in real time through the site, so you can easily see the benefits, risks, and costs associated with your purchase. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have done this before. First year storage and upkeep costs $250 and every year thereafter costs $200. There may be a need to shell out more like the cost to open an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online application form to get started.
Contact a customer service worker to start your account restart or to transfer funds.
You can purchase valuable metals and pick the way you want to store them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and would like to have easy access to high-quality training tools.
You can apply for an account with no need to talk to anyone, and the company gives you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ grade.
Over 700 customers have awarded Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help and clear pricing throughout your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form and choose the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold or contact the customer service team for personalized help.
Accept the rules and policies of the company, then share your financial documents. You may need to show different papers about your IRA or taxes.
Select the method you prefer to deposit money in your account. A professional who has experience in rolling money over into a gold IRA can assist you with this.
You can purchase precious metals and pick a secure place to store them. As a final step, you must complete the declaration form.
AdvantageGold has the following traits which make it stand out:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all sites leave glowing reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential stock market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are putting gold, silver and other precious metals in retirement accounts since they are relatively safe and dependable investment.
The companies listed on our list help people set in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the money from your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to set up and manage the individual retirement accounts. Many companies place clients in contact with account representatives who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to see whether it’s a good idea for you.
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