A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market and safeguard you against inflation. Additionally, precious metals like silver and gold are different from traditional assets like bonds and stocks, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below based upon a range of factors, including the valuable metals they offer and the charges they impose, the storage options they provide and their customer service as well as their appearance.
Goldco is the most trusted and best company generally in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of a variety of retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can guide you on how to transfer the funds from your account into an precious metals IRA.
This business also sells silver and gold directly to its customers. You can also invest your retirement savings as well as money from other savings accounts into real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to complete this process by guiding them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can also be bought. They are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account Goldco will buy them back at the best buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes details. The kit includes written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is one of the best companies that provide gold IRAs.
One of the top companies for buying in gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to store them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and find out what they are doing. You can call the number on the website at any time to talk to an agent.
If you’re interested in learning more about purchasing gold before taking the step to buy it, you can ask the firm for a complimentary guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this case you will be able to get assistance from a specialist and pay a flat amount, guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly assistance teams and transparent prices as well as other aspects. To make sure your money is compliant with IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market trends and allow you to know what you should expect.
Follow these steps to start using Lear Capital:
You can open a rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours of how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase precious metals and allow Lear Capital ship them to a safe place where they will be fully insured.
Set up and store your IRA at no cost if you spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
When you have invested more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one help from pros in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, this firm has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying in rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items in addition to other. You can purchase these precious metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to transfer your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these five steps:
Set up your account and select how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your new self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to get the highest tax benefits.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase was successful once they have done so.
Choose a way to store your items. Your Specialist will show you the different options for storing your things. Birch Gold Group stores its customers’ investments in a variety of locations including Delaware Depository and Brink’s Global Service.
Check how you IRA is doing. Contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from the company. The company offers a wide variety of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. This company also has a website that contains many free information about the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They have been in business since more than 30 years, and managed more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer funds into the Augusta account and then select the silver and gold items you wish to purchase. Augusta will deliver them directly to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA You can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money to an precious metal IRA and how they work, what kinds are offered and the reasons they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a wide selection of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
It also offers a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to customers and providing them with the tools needed to make sound financial decisions. On their website, the business has a complete learning center to help with the buying process.
This study area includes a number of tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you may have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a good choice, so you should choose a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold platinum, palladium, and platinum into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules, all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 per year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to get an individualized advice or to open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready for selling, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and wish to put a large portion of their assets into a gold IRA which offers savings for large investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold changes in real-time on the website, so you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is best for buyers who have previously had this service. The first year of storage and upkeep costs $250 and each year following that is $200. You might have to pay a little more for instance, an amount to establish an account.
To start working with Patriot Gold Group, you need to do the following:
Fill out the online application form to get started.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase precious metals and choose how you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of physical gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and need easy access to good training tools.
You can apply for an account without speaking to a person and the company provides you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and the A+ rating.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, great help and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold, you need to complete the following steps:
Fill out the online form and choose the account manager you’d like to choose. You can do this first step on your own with AdvantageGold, or you can contact the customer service team for personalized help.
Accept the policies and rules of your company then share your financial documents. You may need to show various documents regarding your IRA or tax obligations.
Choose the way you want to put funds into your account. An expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe storage space for them. As the last step, you need to sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites give great reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you need a diversified collection of investments. This is why a lot of people are now investing in silver, gold and other precious metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies on our list help people set up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should transfer the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to set up and manage the individual retirement accounts. Many companies place customers in touch with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to see whether it’s a good idea for you.