A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your money from volatility in the market and protect you against inflation. Additionally, precious metals such as silver and gold are different from standard assets like stocks and bonds, which makes them an excellent option to diversify your portfolio.
We looked at the best gold IRA companies to determine what precious metal IRA accounts offer the best value. We looked at each gold IRA company below, based on a variety of factors, including the quality of the metals they offer and the charges they impose, the storage options they offer as well as their customer service and even their reputation.
Goldco is the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of different retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to move the money from your account into an precious metals IRA.
This business also sells gold and silver directly to clients. You can put your retirement savings or other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over the assets you have in your savings account into your new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be bought. These bars are pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and need to sell the precious metals in your account, Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a kit for free with information. This kit contains a written and spoken guide to investing in rare metals.
Overall, we think Goldco is among the top companies that provide gold IRAs.
One of the best companies for buying in gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is run by a family and is located in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to keep them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn how they are doing. You can call the number on the company’s website at any time to talk to your agent.
If you’d like to know more about buying gold before taking the step, you can ask the firm for a free guide. This 25-page guide has useful information about the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a specialist or pay a fixed fee, guarantee your purchase for 24 hours, and avoid fees for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences, easy access to helpful assistance teams and clear pricing, among other things. To ensure that your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect changes in the market and make it easy to know what you should expect.
Follow these steps to start with Lear Capital:
You can create an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to do the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals and then let Lear Capital ship them to a safe place that is fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one help from pros for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying in rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals on their own or use them to deposit money into an precious metals IRA.
This company makes it easy for you to transfer the retirement savings you have saved into an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these steps:
Create your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your self-directed IRA.
Choose the best metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals to invest in to gain the most tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that the purchase was successful once they have done so.
Find a storage solution for your items. Your expert will help you understand the different methods to organize your things. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is performing. You can contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from them. The company offers a broad range of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for silver and gold. The firm also runs a website with many free information regarding investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring money to your Augusta account and select the silver and gold items you want to buy. Augusta will deliver them directly to your doorstep and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
The company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to move money to an precious metal IRA and how they function, what kinds are offered and the reasons why they are good assets.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company offers a broad selection of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its clients and providing them with the tools they require to make good financial choices. On their website, the business offers a complete learning center to help with the buying process.
This study area has a number of tools that include:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you may have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a big choice, so you should select a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates first. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 a year to keep your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Fill out the form online to get a custom advice or to open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
Several sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and wish to put a big chunk of their assets into a gold IRA, since it gives savings for big investments but doesn’t have many tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real time on their website, so you can easily assess the benefits, risks, and costs of purchasing. You can choose from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is recommended to go with buyers who have previously had this service. The first year of storage and upkeep costs $250 and every year thereafter costs $200. You might have to pay a little more for instance, a fee to set up an account.
To begin with Patriot Gold Group, you must do the following:
Fill out the online account application to get started.
Contact a service representative to start your account restart or transfer of funds.
You can purchase valuable metals and choose how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold physical coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to quality training tools.
The application process is simple with no need to talk to a person The company will give you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ rating.
More than 700 users have awarded Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, great help and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Fill out the online form, and choose the account manager you’d like to choose. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and policies that the business follows, and then provide your financial records. You may need to show different papers about your IRA or taxes.
Choose the way you want to deposit money in your account. A professional who has experience in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure storage space for them. As a final step, you need to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready for selling the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are many methods to study.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all websites give great reviews of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, you need a diversified collection of investments. Due to this, a lot of people are now investing in silver, gold, and other valuable metals in retirement accounts since they are relatively safe and dependable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, move the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to fund and take care of these retirement accounts for individuals. Many companies put customers in touch with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to see if it makes sense for you.