A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect you against inflation. Also, valuable metals like silver and gold are different from the standard assets like stocks and bonds and bonds, which makes them a good way to diversify.
We looked at the best gold IRA companies to determine which precious metal IRA accounts are the best deal. We evaluated every gold IRA company below based upon a range of factors, including the valuable metals they offer as well as the costs they impose, their storage options they offer and their customer service and their image.
Goldco is one of the most reputable and most reliable company overall for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at the company can show you how to move the money that is in the account to a precious metals IRA.
The company also sells gold and silver directly to customers. You can put your retirement savings or other savings accounts in actual silver and gold.
If you are looking to open a precious metals IRA through Goldco move or rollover your assets from your savings account to the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can also be bought. They’re as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you have to sell the precious metals in your account Goldco will purchase these back for the most competitive price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with details. This kit contains a written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies to purchase gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you can change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, keep them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out what they are doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you’d like to know more about buying in gold before taking the step to buy it, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take charge of your money.
You can also learn about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this scenario you can seek advice from a personal expert and pay a flat amount, guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable support teams, and clear pricing as well as other aspects. To make sure your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easy to know what to expect.
Follow these steps to get started by contacting Lear Capital:
You can create a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours regarding how to make the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals and then allow Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA for free if you spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free setup and holding services.
When you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating, and thousands of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that purchasing rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items, among others. You can purchase these metals by themselves or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these steps:
Create your account and choose how you want to fund it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to gain the most tax advantages.
You can buy your valuable metals. Your specialist will go over your order and inform you that your purchase was successful when they have confirmed it.
Find a storage solution for your items. Your Specialist will show you the different options for storing your belongings. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Check what you IRA is performing. You can call your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from the company. The company sells a wide variety of currency that is accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for gold and silver. This firm also runs a website that contains many free information about investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move money into the Augusta account and choose the gold and silver goods you wish to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90% silver bags.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA, you can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools that can help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds into an precious metal IRA, how they work and what types are available, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms by listening to customers and providing them with the tools they need to make sound financial decisions. The company’s website provides a complete learning center to aid buyers in the purchasing process.
This study area includes several tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. In less than 10 years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a great decision, so you must choose a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anything from $80 to $200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the online form to get personalized advice or open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage and allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and would like to put a large portion of their assets into a gold IRA as it offers savings for large investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The value of gold changes in real time on the website, which means you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. The initial year of storage and maintenance costs $250, and each year thereafter costs $200. You may have to pay more, like the cost to open an account.
To begin with Patriot Gold Group, you must do the following:
Fill out the online application form to begin.
Contact a customer service worker to start your account restart or transfer of funds.
You can buy valuable metals and decide how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of gold physical coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to good training tools.
It is possible to apply for an account without talking to a person, and the company gives you access to a large knowledge base, including videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and it is awarded an A+ rating.
More than 700 users have rated Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance and clear pricing in all your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold you must do the following:
Fill out the form online and select the account manager you would like to work with. You can do this first step by yourself using AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and policies that the business follows, and then share your financial records. You may need to provide different papers about your IRA or tax obligations.
Choose the method you wish to put money in your account. A expert in rolling money into a gold IRA will help you do this.
You can purchase precious metals and select a secure location to store them. As the last step, you must sign the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all sites give glowing feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential stock market crashes, it is important to require a variety of investments. This is why a lot of people are putting gold, silver, and other valuable metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should move the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to fund and take care of the individual retirement accounts. Many businesses put customers in touch with account reps who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to see whether it’s a good idea for you.