A precious metals IRA, which is also called a gold-backed IRA can help protect your investment from the volatility of markets as well as protect your investment from inflation. Additionally, precious metals like silver and gold are different from traditional assets like stocks and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see what precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below based on a number of things, such as the quality of the metals they offer as well as the costs they impose, their storage options they offer as well as their customer service and even their reputation.
Goldco is among the most reputable and best company generally for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leading company in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in various retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from the company can show you how to transfer the money in your account to a precious metals IRA.
This company also sells gold and silver directly to customers. You can also invest your retirement savings, or money from other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco and move or roll over the assets you have in your savings account to the new IRA. Goldco makes it easy and stress-free for customers to complete this process by walking them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be purchased. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and have to sell the precious metals in your account Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit has a written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the top companies to buy gold, silver as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family and is based in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to keep them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver products that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investment and find out how they are doing. You can dial the number listed on the company’s website anytime to speak to your representative.
If you’re interested in learning more about buying in gold before taking the step to buy it, you can ask the company for a no-cost guide. This 25-page guide has useful information about how rare metals IRAs can assist you in taking control of your money.
You can also get information about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In that case, you can get help from a specialist or pay a fixed fee and guarantee your purchase for 24 hours, and avoid fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences with easy access to knowledgeable help desks, and clear pricing among other things. To make sure your money is in compliance with IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easier to be aware of what to expect.
Follow these steps to start with Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to do the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals, and then allow Lear Capital ship them to a safe place where they will be fully insured.
Create and keep your IRA for free if you spend at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a large number of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that purchasing rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items as well as other. You can purchase these precious metals on their own or use them to deposit money into an precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take the following steps:
Create your account and decide the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Choose the best metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the highest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase was successful once they have done so.
Choose a way to store your things. Your expert will help you understand the different ways to store your belongings. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Check what your IRA is performing. You can call your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company offers a broad variety of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. This business also offers a site that contains a lot of free information on investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move money to the Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you can find out how to move money to an precious metal IRA and how they work and what types are available and the reasons they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a vast selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to clients and providing them with the tools they require to make sound financial decisions. On its website, the company provides a full learning center to aid buyers in the purchasing process.
This study area includes several tools which include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you might have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a good option, so it is important to select a precious metals investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of gold, silver platinum, palladium, and tin in your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 per year to store your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to receive a custom advice or to open an IRA account for gold. You can speak to an in-house expert about your options during free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Many sources gave it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and wish to invest a significant portion of their assets into a gold IRA, since it gives savings for large investments but lacks a lot of tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that has options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave it an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold changes in real-time through the site, so you can easily assess the risks, benefits, and costs of purchasing. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is best for buyers who have previously had this service. The first year of storage and upkeep costs $250 and every year after that costs $200. You might have to pay more, for instance, a fee to set up an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online application form to get started.
Contact a service representative to start your account restart or to transfer funds.
You can buy valuable metals and decide how you want to store them.
You can receive free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and want easy access to quality training tools.
The application process is simple without talking to a person, and the company gives you access to a huge knowledge base, including tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance and clear pricing in all your interactions with the company.
AdvantageGold lets you put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors also pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold you must do the following:
Fill out the form online and select the account manager you want. You can complete this initial step on your own with AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the policies and rules that the business follows, and then share your financial documents. You may be required to present different papers about your IRA or taxes.
Choose the way you want to deposit money in your account. A professional who has experience in rolling money into an gold IRA can assist you with this.
You can purchase precious metals and select a secure storage space for them. As a final step, you have to complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling, the buy-back scheme makes it simple.
A guide for investing in gold with your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all sites leave great feedback on gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and stock market crashes, you need a diversified collection of investments. Because of this, many people have started investing in silver, gold and other precious metals into their retirement accounts since they are an extremely safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should move the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to fund and take care of the individual retirement accounts. Many companies put customers in touch with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it, you should talk to your financial advisor to find out whether it’s a good idea for you.