A precious metals IRA that is also known as a gold-backed IRA will help safeguard your money from volatility in the market and protect you from inflation. Additionally, precious metals like silver and gold are different from standard assets like stocks and bonds, which makes them a good option to diversify.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts are the best value. We looked at each gold IRA company below based on a number of factors, including the valuable metals they offer, the fees they charge, the storage choices they offer and their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save more for retirement. This company is the leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in a variety of retirement accounts by shifting them into the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can guide you on how to transfer the money in your account to a precious metals IRA.
This business also sells gold and silver directly to its customers. You can also invest your retirement savings, or other savings accounts in actual gold and silver.
If you are looking to open an precious metals IRA through Goldco move or rollover the assets you have in your savings account to your new IRA. Goldco makes it simple and stress-free for customers to complete this process by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be purchased. They are pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and need to sell the precious metals in your account Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit has a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to purchase gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is owned by a family of employees and is based in Los Angeles, CA. It has won several awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you can keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn how they are doing. You can call the number on the company’s website at any time to talk to your representative.
If you’d like to know more about buying gold prior to making the move you can contact the company for a complimentary guide. This guide of 25 pages contains valuable information about how rare metals IRAs can assist you in taking charge of the savings you have.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this scenario you will be able to get assistance from a specialist or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly assistance teams and clear pricing, among other things. To ensure that your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to anticipate what you should expect.
Follow these steps to start with Lear Capital:
You can create a rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours about how to make the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals and then let Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA for free if you spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free setup and holding services.
When you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros in gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the company has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that purchasing rare metals from this company is a secure and dependable process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products in addition to other. You can purchase these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings to an precious metals IRA. With the help of a certified Precious Metals Specialist You can follow the following steps:
Set up your account and select which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that your purchase was successful after they have completed the transaction.
Find a method to store your belongings. Your expert will help you understand the different methods to organize your things. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Check how you IRA is doing. You can call your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company sells a wide selection of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for gold and silver. This company also has a website that contains lots of information for free about investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company works with people across all 50 U.S. states. They’ve been operating for more than 30 years and have managed more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring funds into your Augusta account and then select the silver and gold items you want to buy. Augusta will deliver them directly to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to help you start these funds. On the Oxford Gold website, you can find out how to move money to a precious metal IRA and how they work, what kinds are offered, and why they are great investments.
On the Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company offers a broad range of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to its clients and giving them the tools they need to make informed financial decisions. The company’s website has an entire learning center that can help with the buying process.
This study area includes a number of tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you might have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a great option, so it is important to select a precious metals investment company that puts the opinions of its clients and its accreditations for affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to get an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your options during the free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
A number of sources have rated it five stars.
Free access to expert advice
There are plenty of tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and would like to put a large portion of their assets into a gold IRA as it offers savings for large investments, but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices fluctuates in real time on the website, so you can easily assess the benefits, risks, and costs of your purchase. You can pick among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is best for buyers who have previously had this service. The initial year of storage and upkeep costs $250 and each year after that costs $200. There may be a need to pay a little more such as a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online account application to begin.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase valuable metals and pick the way you want to keep them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to high-quality training tools.
It is possible to apply for an account without talking to a person The company will give access to a vast knowledge base, including videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and an A+ rating.
Over 700 customers have awarded Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, excellent assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the form online and choose the account manager you’d like to choose. You can do this first step on your own using AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules of your company and then provide your financial records. You may be required to present various documents regarding your IRA or taxes.
Choose the method you wish to transfer money in your account. An expert in rolling over money into an gold IRA will help you do this.
You can purchase valuable metals and select a secure storage space for them. As a final step, you have to sign the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready for selling, the buy-back scheme makes it simple.
A free guide to investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions on how to withdraw funds
Customers on all sites give great feedback on gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you require a variety of investments. Due to this, a lot of people have started putting gold, silver, and other valuable metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to fund and take care of these individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to diversify it you should consult your financial advisor to find out whether it’s a good idea for you.