A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility and safeguard you against inflation. Also, valuable metals like gold and silver are very different from traditional assets like bonds and stocks which makes them a great option to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts offer the most beneficial. We looked at each gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they charge, the storage options they provide and their customer service and even their reputation.
Goldco is among the most reputable and most reliable company overall when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by shifting them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can help you understand how to transfer the funds from your account into an precious metals IRA.
This company also sells silver and gold directly to its customers. You can also invest your retirement savings or other savings accounts into real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your assets from your current savings account to the new IRA. Goldco makes it simple and painless for customers to do this by walking them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can also be bought. These bars are as pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals in your account, Goldco will buy them back at the most competitive price for buy-back, which is guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a kit for free with information. The kit includes a written and spoken information on investing in rare metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the best companies for buying in gold, silver, as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family and is based in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can store them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of silver and gold goods that can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn what they are doing. You can dial the number on the website at any time to talk to an agent.
If you want to learn more about buying in gold prior to making the move to buy it, you can ask the company for a no-cost guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can help you take charge of your savings.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews as well as the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialized expert, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences, easy access to helpful help desks, and transparent prices as well as other aspects. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easier to be aware of the price you can expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours regarding how to complete the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and then let Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free set-up and holding services.
If you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
Assistance from a professional in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business and a large number of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying in rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items as well as other. You can purchase these metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move your retirement savings to a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these five steps:
Set up your account and decide the method of funding it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that your purchase was successful when they have confirmed it.
Find a storage solution for your items. Your expert will help you understand the various options for storing your belongings. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Check how your IRA is performing. Contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from them. The company offers a broad variety of gold and silver coins OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. This business also offers a site with many free information on investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move funds into the Augusta account and choose the silver and gold items you’d like to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money to a precious metal IRA and learn how they work and what types are available and the reasons they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a vast variety of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals in its ability to listen to clients and providing them with the tools needed to make good financial choices. The company’s website provides a complete learning center to help with the buying process.
This study area comes with several tools that include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. In less than 10 years in business, the company’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good option, so it is important to select a gold investment firm that places the opinions of its clients and the accreditations of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Fill out the form online to receive an individualized advice or to create an IRA account for gold. You can speak to an in-house expert about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage and let Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources have rated it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and would like to invest a significant portion of their wealth into a gold IRA as it offers savings for large investments but doesn’t offer many tools to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold is updated in real-time through the site, which means you can easily assess the risks, benefits and costs of your purchase. You can select from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have previously had this service. The initial year of storage and upkeep costs $250 and every year after that costs $200. There may be a need to pay more, such as a fee to set up an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to start.
Contact a service representative to get your account started or to transfer funds.
You can purchase precious metals and choose how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and would like to have easy access to high-quality training tools.
You can apply for an account with no need to talk to anyone and the company provides access to a vast knowledge base, including tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and the A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form and select the account manager you want. You can complete this initial step by yourself using AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of the company, and then provide your financial documents. You may need to provide different documents about your IRA or taxes.
Choose the method you wish to put funds into your account. An expert in rolling over money into a gold IRA can assist you with this.
You can purchase precious metals and choose a safe storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
When you’re ready to sell the property, the buy-back program makes it simple.
A guide for investing in gold through your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions for withdrawing funds
Customers on all sites give excellent reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of the effects of inflation and potential market crashes, you require a variety of investments. Due to this, a lot of people have started investing in silver, gold and other precious metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to fund and take care of these individual retirement accounts. Many businesses put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to see if it makes sense for you.