A precious metals IRA that is also called a gold-backed IRA can help protect your money from volatility in the market and safeguard your investment from inflation. Additionally, precious metals such as gold and silver are very different from standard investments like stocks and bonds which makes them an excellent option to diversify your portfolio.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the best deal. We analyzed each gold IRA company below based upon a range of factors, including the quality of the metals they offer and the charges they impose, the storage choices they provide as well as their customer service and even their reputation.
Goldco is the most reputable and most reliable company in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. Goldco is a leading company in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of various retirement accounts by transferring them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can help you understand how to transfer the funds in your account to a precious metals IRA.
This company also sells gold and silver directly to clients. You can invest your retirement savings as well as other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco move or rollover the assets you have in your current savings account to the new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can be purchased. They are pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you have to sell the valuable metals in your account Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with details. The kit includes a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies to buy gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver products that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investment and learn what they are doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you’d like to know more about purchasing gold prior to taking the next step to buy it, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can help you take charge of the savings you have.
You can also get information about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this case you can seek advice from a personal expert and pay a flat amount, guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful help desks, and clear pricing as well as other aspects. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and make it easier to be aware of what you should expect.
Follow these steps to get started with Lear Capital:
You can create a rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to make the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and let Lear Capital ship them to a safe place where they will be fully insured.
Create and store your IRA for free if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and hold services.
When you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be sure that buying rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods as well as other. You can purchase these precious metals by themselves or use them to deposit money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings into an precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these five steps:
Set up your account and decide the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to gain the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase went through when they have confirmed it.
Choose a way to store your belongings. Your expert will help you understand the various options for storing your things. Birch Gold Group stores its customers’ funds in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. You can contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from them. The company sells a wide selection of currency that is accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. This company also has a website with lots of information for free regarding the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with people from all fifty U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. It’s as simple as transferring funds to the Augusta account and select the gold and silver goods you wish to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA You can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA, how they function, what kinds are offered, and why they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company offers a broad range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to customers and giving them the tools they require to make sound financial decisions. On their website, the business offers a full learning center to help with the buying process.
This study area comes with many tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person will be able to answer any questions you have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years in operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a great choice, so you should select a gold investment company that puts the opinions of its clients and its accreditations for affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 per year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Complete the online form to receive a custom advice or to open an IRA account for gold. You can talk to an expert from the company about your options during the free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are familiar with the market and want to invest a significant portion of their money into a gold IRA, since it gives savings for large investments but lacks a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following grades, accreditations and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, clear prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The value of gold changes in real time through the site, so you are able to easily evaluate the risks, benefits, and costs of purchasing. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have done this before. The first year of storage and maintenance costs $250, and each year following that is $200. You might have to shell out more for instance, an amount to establish an account.
To begin your journey with Patriot Gold Group, you must do the following:
Fill out the online application form to start.
Contact a service representative to initiate your account restart or movement of funds.
You can purchase precious metals and pick the way you want to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and need easy access to high-quality training tools.
The application process is simple without speaking to anyone The company will give you access to a large knowledge base, including videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ rating.
Over 700 customers have given Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, excellent assistance and transparent prices throughout your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases range from $100 to $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold, you need to complete the following steps:
Complete the online form and select the account manager you want. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and guidelines that the business follows, and then share your financial records. You may need to show various documents regarding your IRA or tax obligations.
Choose the method you wish to deposit money in your account. A professional who has experience in rolling over money into an gold IRA will help you do this.
You can purchase valuable metals and choose a safe place to store them. As a final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready for selling the house, the buy-back plan makes it easy.
A guide for investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions on how to withdraw cash
Customers on all sites leave excellent review of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of silver, gold or other precious metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential market crashes, you should have a diverse portfolio of investments. Because of this, many people have started putting gold, silver and other precious metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list help people set up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, move the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to fund and take care of these retirement accounts for individuals. Many businesses put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to diversify it You should speak to your financial advisor to find out if it makes sense for you.