A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility and protect you against inflation. Also, valuable metals like silver and gold are different from traditional assets like bonds and stocks which makes them a great option to diversify your portfolio.
We looked at the best gold IRA companies to see what precious metal IRA accounts offer the best value. We analyzed every gold IRA company below based on a number of factors, including the precious metals they provide, the fees they impose, the storage options they offer, their customer service, and their image.
Goldco is one of the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. This company is the leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by transferring them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the money from your account into an precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings or other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your assets from your current savings account into your new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can also be bought. They are pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and have to sell the precious metals in your account, Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains a written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the top companies to purchase gold, silver and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can keep them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of silver and gold goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they’re doing. You can call the number on the company’s website anytime to speak to your representative.
If you’d like to know more about buying in gold before taking the step you can contact the firm for a complimentary guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can help you take charge of your money.
You can also find out about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable assistance teams and transparent prices among other things. To ensure that your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and allow you to know what you should expect.
Follow these steps to start with Lear Capital:
You can open a rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours of how to make the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to an appropriate location that is fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free setup and holding services.
When you invest more than $10,000, you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items, among others. You can buy these metals on their own, or use them to put money into a precious metals IRA.
The company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these steps:
Set up your account and decide which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your new self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax benefits.
You can purchase your precious metals. Your specialist will review your order and inform you that your purchase went through when they have confirmed it.
Find a method to store your belongings. Your specialist will guide you through the different options for storing your items. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is doing. Contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from them. The company sells a wide range of currency that is accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. This firm also runs a website with a lot of free information on investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company works with individuals in all 50 U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring money into your Augusta account and then select the gold and silver goods you want to buy. Augusta will bring them right to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA, how they work, what kinds are offered, and why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad selection of popular silver and gold coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to customers and providing them with the tools they need to make sound financial decisions. The company’s website provides a complete learning center to assist buyers.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you might have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a great option, so it is important to select a precious metals investment firm that places the opinions of its clients as well as the certifications of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold, platinum, and palladium into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80-$200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Fill out the form online to get an individualized advice or to create an IRA account for gold. You can speak with an in-house expert about your choices during the free sessions.
Contact a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
Several sources gave it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who know the market and would like to invest a significant portion of their wealth into an investment in gold IRA, since it gives savings for big investments but doesn’t have many tools to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic gold and silver, and good ways to get help.
The following grades, accreditations, and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold changes in real-time on their website, so you can easily assess the risks, benefits, and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended to go with buyers who have done this before. The first year of storage and maintenance costs $250, and each year thereafter costs $200. You might have to pay more, such as the cost to open an account.
To start your journey with Patriot Gold Group, you must do the following:
Fill out the online account application to start.
Contact a service representative to initiate your account restart or movement of funds.
You can purchase valuable metals and pick the way you want to keep them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to good training tools.
You can apply for an account with no need to talk to anyone, and the company gives you access to a large knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ grade.
More than 700 users have rated Google five stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help and clear pricing in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Complete the form online and choose the account manager you’d like to choose. You can do this first step on your own using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the policies and rules that the business follows, then share your financial records. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to put money into your account. A professional who has experience in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe storage space for them. As the last step, you must complete the declaration form.
AdvantageGold has the following characteristics which make it stand out:
If you’re ready to sell the property, the buy-back program simplifies the process.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all sites give great feedback on gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and market crashes, you require a variety of investments. This is why a lot of people are now putting gold, silver, and other valuable metals in their retirement accounts because they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to set up and manage these individual retirement accounts. Many companies put customers in touch with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to diversify it You should speak to your financial advisor first to find out whether it’s a good idea for you.