A precious metals IRA or, more commonly called a gold-backed IRA can help protect your money from volatility in the market and safeguard you against inflation. Additionally, precious metals like gold and silver are very different from the standard assets like stocks and bonds which makes them a great way to diversify.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts offer the most beneficial. We evaluated each gold IRA company below, based on a variety of things, such as the precious metals they provide as well as the costs they impose, the storage options they offer as well as their customer service and their image.
Goldco is among the most trusted and most reliable company in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that will help you save more for retirement. This company is the leader in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in different retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the money from your account into an precious metals IRA.
The company also sells gold and silver directly to clients. You can also invest your retirement savings or other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your assets from your savings account to the new IRA. Goldco makes it simple and painless for customers to complete this process by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be purchased. They are as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and require to sell the valuable metals that are in your account, Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit has written and spoken information on investing in rare metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the best companies to purchase gold, silver, and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods that can be bought directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn what they are doing. You can dial the number on the website anytime to speak to your agent.
If you’re interested in learning more about purchasing gold prior to taking the next step you can contact the company for a complimentary guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also learn about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In that case you can seek advice from a personal expert, pay a flat fee, guarantee your purchase up to 24 hours and avoid charges if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable help desks, and transparent prices as well as other aspects. To make sure your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market changes and make it easy to anticipate what to expect.
Follow these steps to begin with Lear Capital:
You can create a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person responsible for the IRA within 24 hours of how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals, and then let Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and store your IRA for free if spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you get free setup and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying in rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods, among others. You can purchase these precious metals on their own or use them to put money into a precious metals IRA.
This company makes it easy for you to transfer your retirement savings into a precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these five steps:
Create your account and select which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) to help fund your new self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase was successful once they have done so.
Find a method to store your items. Your Specialist will show you the various methods to organize your items. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out how you IRA is going. You can contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company offers a wide variety of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for silver and gold. The business also offers a site that contains many free information on investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company works with people across all 50 U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring money to your Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money into an precious metal IRA and learn how they function and what kinds are available and the reasons why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide selection of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to clients and giving them the tools needed to make good financial choices. On its website, the company offers a full learning center to help with the buying process.
This study area comes with several tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. This person can answer any questions you might have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years of operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big option, so it is important to choose a precious metals investment company that puts the reviews of its clients and its accreditations for affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 per year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to receive a custom advice or to open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
Many sources gave it five stars.
Access to expert advice
There are plenty of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and wish to put a big chunk of their money into an investment in gold IRA, since it gives savings for large investments, but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices fluctuates in real-time on the website, so you can easily assess the risks, benefits, and costs of your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have had this experience before. First year storage and maintenance costs $250, and each year following that is $200. You may have to pay more, such as an amount to establish an account.
To begin with Patriot Gold Group, you need to do the following:
Fill out the online account application to begin.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase precious metals and decide how you want to store them.
You can get free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and would like to have easy access to good training tools.
You can apply for an account without speaking to a person and the company provides access to a vast knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and an A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, fantastic assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases range from $100 and $150. Investors also pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold, you need to complete the following steps:
Complete the online form, and choose the account manager you’d like to choose. You can complete this initial step on your own with AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and policies of the company, and then share your financial documents. You may need to provide various documents regarding your IRA or taxes.
Choose the method you wish to put money in your account. A professional who has experience in rolling money into a gold IRA can assist you with this.
You can purchase precious metals and select a secure place to store them. As a final step, you need to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold with your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites give glowing feedback on gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To protect yourself from the risk of inflation and stock market crashes, you require a variety of investments. This is why a lot of people are putting gold, silver, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies on our list help people set up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to set up and manage these retirement accounts for individuals. Many companies place clients in contact with account reps who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to determine if it makes sense for you.