A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your savings from market volatility as well as protect you against inflation. Additionally, precious metals such as silver and gold are different from standard assets like bonds and stocks and bonds, which makes them a good way to diversify.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the best deal. We looked at each gold IRA company below based upon a range of factors, including the quality of the metals they offer as well as the costs they impose, the storage choices they provide, their customer service, as well as their appearance.
Goldco is the most trusted and most reliable company for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in different retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the money from your account into a precious metals IRA.
This business also sells silver and gold directly to customers. You can invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your savings from your savings account into your new IRA. Goldco makes it simple and easy for customers to accomplish this by guiding them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be bought. They are pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account, Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with information. This kit has a written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is among the top companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver, and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family and is based in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn how they are doing. You can dial the number on the company’s website at any time to talk to your representative.
If you want to learn more about purchasing gold before taking the step to buy it, you can ask the business for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking charge of your savings.
You can also find out about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case you can seek advice from a specialized expert, pay a flat fee and guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful support teams, and clear pricing as well as other aspects. To make sure your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market trends and make it easy to be aware of what to expect.
Follow these steps to start with Lear Capital:
You can create a rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear from the person in charge of your IRA within 24 hours about how to complete the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals and let Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA at no cost if you spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and hold services.
If you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been operating, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying in rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items in addition to other. You can buy these metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take the following steps:
Set up your account and select which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the highest tax advantages.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase went through after they have completed the transaction.
Find a storage solution for your items. Your specialist will guide you through the different ways to store your things. Birch Gold Group stores its customers’ assets in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is performing. You can call your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from them. The company offers a wide range of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for silver and gold. The business also offers a site with lots of information for free about the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer money into the Augusta account and then select the silver and gold items you wish to purchase. Augusta will deliver them directly to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA and how they work and what kinds are available, and why they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company offers a broad variety of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to customers and providing them with the tools they require to make good financial choices. On its website, the company provides a complete learning center to aid buyers in the purchasing process.
This study area has several tools that include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person will be able to answer any questions you might have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a great choice, so you should select a gold investment firm that places the opinions of its clients and its accreditations for affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Fill out the form online to receive a custom advice or to open an IRA account for gold. You can speak with an expert in-house about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
A number of sources gave it five stars.
Access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and would like to put a large portion of their wealth into a gold IRA as it offers savings for big investments but lacks many tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real-time through the site, which means you can easily see the benefits, risks, and costs of purchasing. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is best for buyers who have done this before. The first year of storage and upkeep costs $250 and each year following that is $200. You may have to shell out more for instance, the cost to open an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to begin.
Contact a service representative to start your account restart or to transfer funds.
You can buy valuable metals and pick the way you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to good training tools.
It is possible to apply for an account without speaking to anyone and the company provides you access to a huge knowledge base, including tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ grade.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form, and choose the account manager you want. You can complete this initial step on your own using AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the policies and rules of the company, and then share your financial documents. You may be required to present various documents regarding your IRA or taxes.
Choose the way you want to put money into your account. An expert in rolling money over into an gold IRA can assist you with this.
You can buy valuable metals and pick a secure location to store them. In the final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all websites give excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you should have a diverse portfolio of investments. Due to this, many people are investing in silver, gold, and other valuable metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to fund and take care of the individual retirement accounts. Many businesses put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to find out if it makes sense for you.