A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility as well as protect you from inflation. Additionally, precious metals like silver and gold are different from standard assets like stocks and bonds which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts are the most beneficial. We evaluated each gold IRA company below based on a number of factors, including the precious metals they provide, the fees they impose, their storage options they offer and their customer service as well as their appearance.
Goldco is among the most trusted and best company generally in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by moving them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can help you understand how to transfer the funds from your account into an precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings as well as money from other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover your assets from your savings account into your new IRA. Goldco makes it simple and easy for customers to accomplish this by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be purchased. These bars are pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will buy them back at the most competitive buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with details. This kit has a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the most trusted companies for buying in gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family of employees and is located in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, store them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods that can be bought directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn how they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you’d like to know more about buying gold prior to making the move, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking control of your savings.
You can also learn about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a personal expert, pay a flat fee and guarantee your purchase for 24 hours, and avoid fees for a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly help desks, and clear prices as well as other aspects. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and allow you to know the price you can expect.
Follow these steps to begin with Lear Capital:
You can open an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can buy valuable metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 for a year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and holding services.
If you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods in addition to other. You can buy these metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it simple for you to convert your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these steps:
Set up your account and decide which method you would like to fund it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Choose the best metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the highest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase was successful when they have confirmed it.
Find a storage solution for your items. Your Specialist will show you the different options for storing your items. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Check what you IRA is going. Contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from the company. The company offers a broad variety of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash-payouts for silver and gold. This business also offers a site that contains many free information about the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company works with individuals in all 50 U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer money into your Augusta account and choose the silver and gold products you’d like to purchase. Augusta will bring them right to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA, you can also take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to move money into an precious metal IRA and how they function and what types are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company offers a broad selection of popular silver and gold coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms in its ability to listen to clients and giving them the tools they need to make informed financial decisions. On its website, the company provides a full learning center to assist buyers.
This study area comes with many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. This person can help you answer any questions that you may have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. In less than 10 years in business, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a good option, so it is important to select a precious metals investment company that puts the reviews of its customers and the accreditations of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver, platinum, and palladium in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Fill out the form online to receive personalized advice or create an IRA account for gold. You can speak with an in-house expert about your choices during the free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of another retirement account to put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage and wait for Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
Many sources have rated it five stars.
Access to expert advice
There are plenty of training tools to help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and wish to put a big chunk of their wealth into an investment in gold IRA which offers savings for big investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic gold and silver as well as good ways to get help.
The following grades, accreditations and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real-time on the website, which means you are able to easily evaluate the benefits, risks, and costs of your purchase. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended for those who have had this experience before. The initial year of storage and maintenance costs $250, and each year following that is $200. You may have to shell out more for instance, the cost to open an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to begin.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase precious metals and decide how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold physical coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and need easy access to high-quality training tools.
It is possible to apply for an account without talking to a person and the company provides you access to a large knowledge base that includes videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with an A+ grade.
More than 700 users have given Google five stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and clear pricing throughout your interactions with the company.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold, you need to do the following:
Fill out the form online and choose the account manager you want. You can complete this initial step on your own with AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines of your company and then provide your financial records. You may be required to present different papers about your IRA or tax obligations.
Choose the method you wish to put funds into your account. A expert in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe location to store them. In the final step, you must sign the declaration form.
AdvantageGold has the following characteristics that distinguish it:
If you’re ready to sell the property, the buy-back program makes it easy.
A guide for investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites leave glowing feedback on gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To protect yourself from inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. Because of this, a lot of people are placing silver, gold and other precious metals in retirement accounts because they are a fairly safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, transfer the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to fund and take care of the individual retirement accounts. Many companies place clients in contact with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to determine whether it’s a good idea for you.