A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your investment from the volatility of markets as well as protect your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional investments like stocks and bonds which makes them a great way to diversify.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts offer the best deal. We looked at each gold IRA company below based upon a range of things, such as the quality of the metals they offer, the fees they impose, their storage choices they offer and their customer service and their image.
Goldco is one of the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in different retirement accounts by moving them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the money from your account into an precious metals IRA.
The company also sells gold and silver directly to its customers. You can also invest your retirement savings or money from other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your savings from your savings account into your new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can be purchased. They’re as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and need to sell the precious metals in your account Goldco will purchase them back at the best buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit contains written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver, and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, keep them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver products that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and learn what they are doing. You can call the number on the website anytime to speak to your agent.
If you’d like to know more about buying in gold prior to taking the next step, you can ask the firm for a free guide. This 25-page guide has useful information on how rare metals IRAs can help you take control of your savings.
You can also find out about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case, you can get help from a specialist or pay a fixed fee, guarantee your purchase up to 24 hours and avoid charges if you make a big payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and clear prices as well as other aspects. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market changes and make it easier to anticipate what to expect.
Follow these steps to start by contacting Lear Capital:
You can open an rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours regarding how to make the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and let Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free set-up and hold services.
If you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one help from pros in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, the company has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying in rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold, palladium, and platinum products, among others. You can purchase these precious metals on their own or use them to put money into an precious metals IRA.
This company makes it simple for you to convert your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these steps:
Set up your account and decide which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and inform you that your purchase was successful once they have done so.
Choose a way to store your belongings. Your expert will help you understand the various ways to store your belongings. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Check the status of your IRA is going. You can contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from the company. The company sells a wide variety of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash payments for silver and gold. The company also has a website with a lot of free information on the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move funds to the Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90% silver bags.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money into a precious metal IRA, how they work, what kinds are offered, and why they are good assets.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide variety of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to customers and giving them the tools they need to make sound financial decisions. The company’s website provides a full learning center to aid buyers in the purchasing process.
This study area has several tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years of operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big option, so it is important to select a gold investment company that puts the reviews of its clients and its accreditations for affiliates first. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold platinum, palladium, and tin into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 a year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the online form to receive a custom advice or to open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the valuable metals you want.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Many sources gave it five stars.
Access to expert advice
There are many training tools that can help investors.
When you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and would like to put a big chunk of their money into an investment in gold IRA which offers savings for big investments but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold changes in real time on their website, which means you can easily assess the benefits, risks, and costs of your purchase. You can select from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is recommended for those who have previously had this service. The initial year of storage and maintenance costs $250, and each year following that is $200. You might have to pay more, like the cost to open an account.
To start working with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to start.
Contact a customer service worker to start your account restart or movement of funds.
You can purchase precious metals and pick the way you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the top gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to anyone The company will give you access to a large knowledge base with videos, tools and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and an A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Complete the online form and choose the account manager you want. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and policies of your company and then provide your financial documents. You may be required to present different documents about your IRA or taxes.
Choose the method you wish to transfer money in your account. A professional who has experience in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and select a secure storage space for them. As a final step, you have to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
When you’re ready to sell, the buy-back scheme makes it easy.
A guide for investing in gold through your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions on how to withdraw cash
Customers on all sites give excellent feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible stock market crashes, it is important to require a variety of investments. Due to this, many people are placing silver, gold and other precious metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of these individual retirement accounts. Many companies place clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to determine if it makes sense for you.