A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard you against inflation. Additionally, precious metals such as silver and gold are different from standard assets like bonds and stocks which makes them a good option to diversify your portfolio.
We looked at the best gold IRA firms to determine which precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based upon a range of things, such as the quality of the metals they offer and the charges they impose, the storage options they offer, their customer service, as well as their appearance.
Goldco is among the most trusted and most reliable company for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. This company is the leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of a variety of retirement accounts by transferring them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the money from your account into an precious metals IRA.
The company also sells gold and silver directly to customers. You can invest your retirement savings or money from other savings accounts into real silver and gold.
If you are looking to open an precious metals IRA through Goldco, move or rollover your savings from your current savings account to the new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be purchased. These bars are as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and need to sell the valuable metals in your account Goldco will purchase them back at the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit contains a written and spoken information on investing in rare metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the best companies for buying in gold, silver, and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family of employees and is located in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can keep them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver products which can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out how they are doing. You can call the number listed on the company’s website at any time to talk to your agent.
If you’d like to know more about purchasing gold before taking the step, you can ask the business for a free guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can assist you in taking control of your money.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case, you can get help from a personal expert or pay a fixed fee and guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable help desks, and clear pricing among other things. To ensure that your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easier to anticipate the price you can expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and hold services.
If you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one help from pros on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating, and thousands of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that buying in rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a large selection of silver, gold, platinum, and palladium goods as well as other. You can purchase these metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings into an precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these five steps:
Set up your account and select the method of funding it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the most tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and let you know that the purchase was successful when they have confirmed it.
Find a storage solution for your items. Your expert will help you understand the different options for storing your items. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. You can call your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from them. The company sells a wide selection of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash payments for gold and silver. This company also has a website with lots of information for free on investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer funds to your Augusta account and choose the silver and gold items you want to buy. Augusta will deliver them directly to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA, how they function and what kinds are available and the reasons why they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a vast range of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to customers and providing them with the tools needed to make informed financial decisions. The company’s website provides an entire learning center that can aid buyers in the purchasing process.
This study area comes with many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that are regulated by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a good option, so it is important to choose a precious metals investment firm that places the opinions of its clients and the accreditations of its affiliates first. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver, platinum, and palladium in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80-$200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to receive personalized advice or create an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their assets into a gold IRA which offers savings for large investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded it an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold is updated in real-time on their website, so you are able to easily evaluate the risks, benefits, and costs of purchasing. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended for those who have had this experience before. First year storage and upkeep costs $250 and each year following that is $200. You might have to pay a little more such as a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to start.
Contact a customer service worker to start your account restart or to transfer funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold physical coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account without talking to anyone and the company provides access to a vast knowledge base that includes videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and it is awarded an A+ grade.
Over 700 customers have rated Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, excellent assistance and transparent prices in all your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold, you need to do the following:
Fill out the online form, and select the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and guidelines that the business follows, and then provide your financial records. You may need to provide different documents about your IRA or taxes.
Choose the way you want to put money in your account. An expert in rolling money into a gold IRA will assist you in doing this.
You can buy valuable metals and select a secure location to store them. As a final step, you must sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling, the buy-back scheme simplifies the process.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites give glowing reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from the risk of inflation and market crashes, you require a variety of investments. This is why a lot of people are now investing in silver, gold, and other valuable metals in retirement accounts because they are a fairly safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to set up and manage the individual retirement accounts. Many businesses put customers in touch with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to see whether it’s a good idea for you.