A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard you from inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like bonds and stocks and bonds, which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts are the best deal. We looked at every gold IRA company below based upon a range of things, such as the precious metals they provide as well as the costs they charge, the storage options they provide as well as their customer service and even their reputation.
Goldco is one of the most trusted and most reliable company when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in a variety of retirement accounts by transferring them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can guide you on how to move the money from your account into a precious metals IRA.
The company also sells gold and silver directly to clients. You can also invest your retirement savings, or money from other savings accounts in real gold and silver.
If you are looking to open a precious metals IRA through Goldco move or rollover your assets from your savings account to your new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Silver and gold bars of different sizes can also be bought. They are as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and have to sell the precious metals in your account, Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit has a written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is among the best companies to provide gold IRAs.
One of the top companies for buying in silver, gold and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is based in Los Angeles, CA. It has won several awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn what they are doing. You can call the number listed on the company’s website at any time to talk to your agent.
If you want to learn more about buying gold before taking the step you can contact the company for a no-cost guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case you will be able to get assistance from a specialist, pay a flat fee, guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly assistance teams and clear pricing, among other things. To ensure that your money is in compliance with IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market trends and make it easier to be aware of what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to do the tax-free move. It could take up to five days for the money to be transferred.
You can purchase valuable metals and let Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free setup and holding services.
If you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
Assistance from a professional in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals by themselves or use them to deposit money into a precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow the following steps:
Create your account and choose the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to gain the greatest tax advantages.
You can purchase your precious metals. Your specialist will review your order and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your items. Your specialist will guide you through the different ways to store your belongings. Birch Gold Group stores its customers’ investments at a number of places, such as Delaware Depository and Brink’s Global Service.
Check what you IRA is going. You can contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company sells a wide selection of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for silver and gold. The business also offers a site with many free information on the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers to set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer funds to your Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA and learn how they work, what kinds are offered, and why they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to clients and giving them the tools needed to make good financial choices. On their website, the business offers an entire learning center that can aid buyers in the purchasing process.
This study area comes with many tools, including:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person will be able to answer any questions you have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in business, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a big option, so it is important to choose a precious metals investment company that puts the reviews of its customers and the accreditations of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can place bars and coins made of silver, gold platinum, palladium, and tin in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80 to $200 per year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can talk to an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals to pick from.
Several sources have rated it five stars.
Access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and want to put a large portion of their wealth into an investment in gold IRA as it offers savings for big investments but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold changes in real time through the site, which means you are able to easily evaluate the benefits, risks, and costs of your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is recommended for those who have done this before. The first year of storage and upkeep costs $250 and each year thereafter costs $200. There may be a need to pay more, for instance, the cost to open an account.
To begin with Patriot Gold Group, you need to do the following:
Fill out the online account application to get started.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase precious metals and choose how you’d like to store them.
You can receive free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of physical gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the top gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to a person The company will give you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ grade.
Over 700 customers have rated Google five stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, fantastic assistance, and clear prices in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold, you need to do the following:
Complete the online form and choose the account manager you’d like to choose. You can do this first step on your own with AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and guidelines that the business follows, and then provide your financial documents. You may be required to present various documents regarding your IRA or taxes.
Choose the method you wish to transfer money into your account. A professional who has experience in rolling money over into a gold IRA can assist you with this.
You can buy valuable metals and select a secure storage space for them. As a final step, you must sign the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan makes it easy.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions for withdrawing funds
Customers on all sites leave great feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To protect yourself from the effects of inflation and potential stock market crashes, you should have a diverse portfolio of investments. Due to this, many people have started putting gold, silver, and other valuable metals in retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to manage and fund these individual retirement accounts. Many businesses put clients in contact with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to see whether it is a good idea for you.
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