A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility and safeguard you against inflation. Also, valuable metals like gold and silver are very different from standard investments like stocks and bonds, which makes them an excellent option to diversify your portfolio.
We looked at the top gold IRA companies to determine what precious metal IRA accounts offer the best value. We evaluated each gold IRA company below based upon a range of things, such as the quality of the metals they offer and the charges they impose, their storage choices they provide, their customer service, and their image.
Goldco is among the most reputable and most reliable company overall for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of a variety of retirement accounts by moving them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can help you understand how to transfer the funds from your account into an precious metals IRA.
The company also sells silver and gold directly to customers. You can invest your retirement savings, or other savings accounts into real silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover your assets from your current savings account to your new IRA. Goldco makes it easy and painless for customers to accomplish this by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can be bought. They are as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you have to sell the precious metals in your account, Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with details. This kit has written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to buy gold, silver, as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is run by a family of employees and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver goods that can be bought directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and find out how they are doing. You can dial the number listed on the company’s website anytime to speak to an agent.
If you’re interested in learning more about buying in gold before taking the step to buy it, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can help you take control of your savings.
You can also learn about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case you can seek advice from a specialized expert and pay a flat amount and guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable help desks, and transparent prices, among other things. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market trends and make it easy to know the price you can expect.
Follow these steps to begin with Lear Capital:
You can open a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours about how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals, and then let Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
If you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying in rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods as well as other. You can purchase these metals by themselves or use them to put money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist You can follow the following steps:
Set up your account and decide how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that the purchase was successful after they have completed the transaction.
Find a storage solution for your belongings. Your Specialist will show you the different options for storing your belongings. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Find out what your IRA is doing. Contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from them. The company offers a wide selection of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. This firm also runs a website that contains many free information on investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring money to the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools that can help you start these funds. On the Oxford Gold website, you can find out how to move money into an precious metal IRA and learn how these IRAs work and what kinds are available and the reasons why they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a wide selection of popular silver and gold coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to its clients and giving them the tools they need to make sound financial decisions. The company’s website provides a full learning center to aid buyers in the purchasing process.
This study area comes with several tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a great option, so it is important to choose a precious metals investment firm that places the reviews of its customers as well as the certifications of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80-$200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Complete the online form to get a custom advice or to open an IRA account for gold. You can talk to an in-house expert about your options during free sessions.
Talk to a Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out from a retirement account and transfer to your gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Many sources gave it five stars.
Access to the advice of experts
There are many training tools that can help investors.
When you’re ready for selling, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are familiar with the market and want to put a large portion of their wealth into an investment in gold IRA, since it gives savings for big investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, transparent prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices fluctuates in real time through the site, which means you can easily see the risks, benefits, and costs associated with your purchase. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have previously had this service. The first year of storage and maintenance costs $250, and each year thereafter costs $200. There may be a need to pay more, such as a fee to set up an account.
To start with Patriot Gold Group, you have to follow these steps:
Complete the online application form to begin.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can buy valuable metals and choose how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the best gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to good training tools.
The application process is simple with no need to talk to anyone and the company provides you access to a large knowledge base, including tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ grade.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, excellent assistance and transparent prices in all of your contacts with the company.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold you must follow these steps:
Complete the online form and select the account manager you’d like to choose. You can complete the first step on your own with AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and guidelines that the business follows, and then share your financial documents. You may need to provide different documents about your IRA or tax obligations.
Choose the method you wish to deposit money into your account. An expert in rolling money over into a gold IRA can assist you with this.
You can buy valuable metals and select a secure place to store them. As a final step, you have to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready to sell, the buy-back scheme makes it simple.
A free guide to investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all sites give glowing reviews of gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To guard yourself against the risk of inflation and stock market crashes, it is important to should have a diverse portfolio of investments. Because of this, a lot of people are placing silver, gold, and other valuable metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should transfer the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to fund and take care of these individual retirement accounts. Many companies place customers in touch with account reps who can help them through the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to make it more diverse you should consult your financial advisor to see if it makes sense for you.