A precious metals IRA that is also known as a gold-backed IRA, can help protect your investment from the volatility of markets and protect your investment from inflation. Also, valuable metals like silver and gold are different from the standard investments like stocks and bonds which makes them an excellent way to diversify.
We looked at the best gold IRA companies to determine which precious metal IRA accounts are the best value. We looked at each gold IRA company below, based on a variety of factors, including the valuable metals they offer as well as the costs they impose, the storage options they provide and their customer service and even their reputation.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save for retirement. This company is the leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets in different retirement accounts by transferring them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can guide you on how to move the money in your account to a precious metals IRA.
This company also sells gold and silver directly to customers. You can also invest your retirement savings or other savings accounts in real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your assets from your savings account to the new IRA. Goldco makes it easy and easy for customers to complete this process by guiding them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can also be purchased. These bars are pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you need to sell the precious metals that are in your account, Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with information. This kit contains written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies that offer gold IRAs.
One of the most trusted companies to buy gold, silver, and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family, and is based in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver goods which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investment and learn what they’re doing. You can dial the number on the website at any time to talk to your representative.
If you want to learn more about buying in gold prior to making the move, you can ask the firm for a free guide. This guide of 25 pages contains valuable details on how rare metals IRAs can assist you in taking charge of your savings.
You can also find out about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialist or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid charges for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable help desks, and transparent prices, among other things. To ensure that your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and allow you to anticipate the price you can expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to make the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals, and then allow Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free set-up and holding services.
When you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products as well as other. You can purchase these precious metals on their own, or use them to put money into an precious metals IRA.
This company makes it simple for you to move your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these five steps:
Create your account and choose the method of funding it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) to help fund your new self-directed IRA.
Choose the best metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the most tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and inform you that your purchase was successful when they have confirmed it.
Choose a way to store your things. Your expert will help you understand the various ways to store your things. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Check what you IRA is going. Contact your Specialist anytime to review your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from the company. The company offers a wide range of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. The company also has a website that contains lots of information for free on investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users to set up precious metals IRAs. This IRA company works with people in all 50 U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move money into your Augusta account and select the silver and gold products you want to buy. Augusta will deliver them directly to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer funds into a precious metal IRA and how they work, what kinds are offered, and why they are great investments.
On the Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a vast range of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to its customers and giving them the tools they need to make informed financial decisions. The company’s website provides a full learning center to assist buyers.
This study area has many tools which include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an array of high-quality metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a great decision, so you must choose a precious metals investment firm that places the opinions of its clients and the accreditations of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 a year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to get an individualized advice or to open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Contact a Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
A number of sources have rated it five stars.
Access to expert advice
There are plenty of training tools that can help investors.
When you’re ready for selling and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and want to put a big chunk of their assets into an investment in gold IRA, since it gives savings for large investments, but lacks many tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold changes in real time through the site, which means you can easily see the risks, benefits and costs of purchasing. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is best for buyers who have done this before. First year storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to pay a little more for instance, an amount to establish an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to get started.
Contact a customer service worker to start your account restart or movement of funds.
You can buy valuable metals and decide how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the best gold company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to good training tools.
The application process is simple with no need to talk to anyone and the company provides you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and it is awarded an A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold, you need to do the following:
Fill out the form online and choose the account manager you would like to work with. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the policies and rules of your company and then share your financial records. You may be required to present various documents regarding your IRA or taxes.
Choose the method you wish to put money into your account. A expert in rolling money over into an gold IRA will help you do this.
You can purchase valuable metals and select a secure location to store them. As a final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all sites leave excellent reviews of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead of stocks and bonds.
To guard yourself against inflation and possible market crashes, you should have a diverse portfolio of investments. Because of this, a lot of people are now placing silver, gold and other precious metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to manage and fund the individual retirement accounts. Many companies place clients in contact with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to determine whether it’s a good idea for you.