A precious metals IRA that is also called a gold-backed IRA, can help protect your money from volatility in the market and protect you from inflation. Additionally, precious metals like silver and gold are different from traditional assets like stocks and bonds and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA firms to determine what precious metal IRA accounts are the most beneficial. We looked at every gold IRA company below based upon a range of things, such as the precious metals they provide, the fees they impose, their storage options they provide, their customer service, and even their reputation.
Goldco is among the most reputable and best company generally for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of various retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can guide you on how to transfer the funds from your account into an precious metals IRA.
This business also sells silver and gold directly to clients. You can also invest your retirement savings, or other savings accounts in real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your assets from your current savings account to the new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can also be purchased. They’re as pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you have to sell the valuable metals in your account Goldco will buy them back at the best buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with information. This kit contains a written spoken, spoken, and a visual information on investing in rare metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the top companies to purchase silver, gold, as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver products which can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn how they are doing. You can call the number listed on the company’s website anytime to speak to your representative.
If you want to learn more about purchasing gold prior to taking the next step, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can help you take control of your money.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this case you can seek advice from a personal expert, pay a flat fee and guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable help desks, and clear pricing among other things. To ensure that your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market changes and make it easier to know what you should expect.
Follow these steps to start using Lear Capital:
You can create an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA for free if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free set-up and hold services.
When you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that buying rare metals from this company is a secure and secure process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods as well as other. You can buy these metals on their own, or use them to deposit money into a precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow the following steps:
Set up your account and select which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Choose the valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the most tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase went through once they have done so.
Find a method to store your belongings. Your expert will help you understand the various methods to organize your items. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is doing. Contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company offers a wide range of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for gold and silver. The company also has a website with a lot of free information regarding the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring funds into your Augusta account and then select the silver and gold products you wish to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90% silver bags.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money into a precious metal IRA and learn how these IRAs work and what types are available, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms by listening to its customers and providing them with the tools they require to make informed financial decisions. The company’s website has a full learning center to aid buyers in the purchasing process.
This study area has many tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you may have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. In less than 10 years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a big decision, so you must select a precious metals investment firm that values the opinions of its clients as well as the certifications of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold, platinum, and palladium in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 a year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to get a custom advice or to create an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
Several sources have rated it five stars.
Access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and want to put a large portion of their wealth into a gold IRA, since it gives savings for large investments, but lacks many tools to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold is updated in real-time through the site, so you can easily see the risks, benefits, and costs associated with your purchase. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. The initial year of storage and upkeep costs $250, and each year after that costs $200. There may be a need to pay more, like a fee to set up an account.
To begin with Patriot Gold Group, you need to do the following:
Complete the online application form to get started.
Contact a service representative to start your account restart or transfer of funds.
You can buy valuable metals and pick the way you want to keep them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to quality training tools.
It is possible to apply for an account with no need to talk to anyone The company will give access to a vast knowledge base with videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and it is awarded an A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, fantastic assistance and clear pricing in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold, you need to do the following:
Complete the online form, and choose the account manager you would like to work with. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and policies of the company, then share your financial records. You may be required to present different papers about your IRA or taxes.
Choose the method you wish to put funds into your account. An expert in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe storage space for them. In the final step, you have to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out:
When you’re ready for selling, the buy-back scheme simplifies the process.
A guide for investing in gold through your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To protect yourself from inflation and possible stock market crashes, it is important to require a variety of investments. Due to this, many people have started placing silver, gold, and other valuable metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be either coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to fund and take care of the individual retirement accounts. Many companies put clients in contact with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to see whether it is a good idea for you.