A precious metals IRA that is also called a gold-backed IRA can help protect your savings from market volatility and safeguard your investment from inflation. Additionally, precious metals such as gold and silver are very different from traditional investments like stocks and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts are the best deal. We looked at every gold IRA company below, based on a variety of things, such as the valuable metals they offer and the charges they impose, their storage choices they offer as well as their customer service and even their reputation.
Goldco is the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the funds from your account into a precious metals IRA.
This business also sells silver and gold directly to customers. You can also invest your retirement savings, or money from other savings accounts in real silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover the assets you have in your savings account into your new IRA. Goldco makes it easy and stress-free for customers to do this by walking them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be bought. They are as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you have to sell the valuable metals in your account, Goldco will buy these back for the best buy-back price, guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit has written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to purchase silver, gold, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you can keep them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out what they are doing. You can dial the number on the company’s website at any time to talk to an agent.
If you want to learn more about buying in gold prior to taking the next step to buy it, you can ask the business for a no-cost guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also learn about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this case, you can get help from a personal expert or pay a fixed fee and guarantee your purchase up to 24 hours and avoid charges for a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear prices among other things. To make sure your money meets IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and allow you to be aware of what to expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to complete the tax-free move. It could take up to five days for the money to be moved.
You can buy valuable metals and let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA for free if spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods, among others. You can purchase these metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Choose the best metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase was successful when they have confirmed it.
Find a method to store your things. Your Specialist will show you the various options for storing your things. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check the status of your IRA is going. You can call your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company sells a wide selection of coins that are accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. The company also has a website that contains lots of information for free about investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They have been in business for over 30 years and handled more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move funds to your Augusta account and then select the silver and gold items you’d like to purchase. Augusta will bring them right to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you get started with these funds. On the Oxford Gold website, you can find out how to move money to a precious metal IRA, how they function, what kinds are offered, and why they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a wide range of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies by listening to its customers and giving them the tools needed to make sound financial decisions. The company’s website provides a complete learning center to assist buyers.
This study area includes a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you might have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an array of high-quality metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in business, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a great option, so it is important to select a gold investment firm that places the opinions of its clients as well as the certifications of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver, platinum, and palladium in your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 a year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to receive an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your choices during the free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you might be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
A number of sources gave it five stars.
Access to expert advice
There are many tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and wish to put a large portion of their wealth into an investment in gold IRA, since it gives savings for large investments, but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices is updated in real-time on their website, so you are able to easily evaluate the risks, benefits, and costs of purchasing. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended to go with buyers who have had this experience before. The initial year of storage and upkeep costs $250 and every year following that is $200. There may be a need to pay a little more for instance, an amount to establish an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online application form to get started.
Contact a service representative to start your account restart or to transfer funds.
You can buy valuable metals and choose how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the best gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to high-quality training tools.
You can apply for an account without talking to anyone and the company provides you access to a huge knowledge base with videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and it is awarded an A+ grade.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases are between $100 to $150. Investors also pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form and select the account manager you’d like to choose. You can do this first step on your own using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of the company, then share your financial documents. You may be required to present different documents about your IRA or tax obligations.
Choose the way you want to transfer money in your account. A expert in rolling over money into a gold IRA can assist you with this.
You can purchase valuable metals and choose a safe place to store them. As the last step, you must sign the declaration form.
AdvantageGold has the following traits that make it stand out:
If you’re ready to sell the property, the buy-back program makes it easy.
A free guide to investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all sites give excellent reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To guard yourself against inflation and possible market crashes, you should have a diverse portfolio of investments. Because of this, a lot of people have started placing silver, gold, and other valuable metals into their retirement accounts because they are an extremely safe and reliable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to manage and fund these individual retirement accounts. Many businesses put clients in contact with account reps who can assist them in the process.
However, an agent for an account is not the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor to see whether it’s a good idea for you.