A precious metals IRA that is also called a gold-backed IRA can help protect your money from volatility in the market and protect you from inflation. Additionally, precious metals like gold and silver are very different from standard assets like bonds and stocks, which makes them a good way to diversify.
We looked at the top gold IRA firms to determine which precious metal IRA accounts are the best value. We looked at every gold IRA company below, based on a variety of things, such as the quality of the metals they offer as well as the costs they charge, the storage choices they provide as well as their customer service as well as their appearance.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in different retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can help you understand how to transfer the money in your account to a precious metals IRA.
This business also sells silver and gold directly to its customers. You can also invest your retirement savings or money from other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your assets from your current savings account into the new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can be bought. These bars are as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you have to sell the precious metals in your account, Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit has a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the best companies to buy silver, gold, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you are able to store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they are doing. You can call the number listed on the company’s website at any time to talk to your agent.
If you’d like to know more about buying in gold before taking the step to buy it, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take charge of the savings you have.
You can also find out about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a personal expert and pay a flat amount, guarantee your purchase for 24 hours, and avoid charges for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear prices, among other things. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market changes and make it easy to be aware of the price you can expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours of how to do the tax-free move. The money could take as long as five days to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and keep your IRA for free if you spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
If you have invested more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
Assistance from a professional on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been in business and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that buying in rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items in addition to other. You can purchase these precious metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to transfer your retirement savings into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take the following steps:
Set up your account and choose which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to reap the most tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your specialist will guide you through the various ways to store your belongings. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is doing. Contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from the company. The company sells a wide variety of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for gold and silver. This company also has a website with lots of information for free about investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move funds into the Augusta account and then select the silver and gold items you’d like to purchase. Augusta will deliver them directly to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds into a precious metal IRA and learn how these IRAs work and what types are available and the reasons why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a wide selection of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its customers and giving them the tools they need to make informed financial decisions. On its website, the company has a complete learning center to assist buyers.
This study area includes a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you might have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a big decision, so you must select a gold investment firm that values the opinions of its clients and its accreditations for affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold, platinum, and palladium into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 a year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Fill out the online form to receive a custom advice or to open an IRA account for gold. You can speak with an in-house expert about your options during free sessions.
Speak to a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
Several sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and want to invest a significant portion of their wealth into a gold IRA which offers savings for large investments, but doesn’t have many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, clear pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold fluctuates in real time on their website, which means you can easily assess the risks, benefits and costs of purchasing. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is best for buyers who have done this before. The first year of storage and maintenance costs $250 and every year following that is $200. You might have to pay a little more such as a fee to set up an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase valuable metals and decide how you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and need easy access to good training tools.
The application process is simple with no need to talk to a person and the company provides you access to a huge knowledge base that includes tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold you must complete the following steps:
Complete the online form and choose the account manager you want. You can complete this initial step on your own using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and policies that the business follows, and then share your financial records. You may need to show various documents regarding your IRA or taxes.
Choose the method you wish to transfer money into your account. A professional who has experience in rolling over money into a gold IRA will help you do this.
You can purchase precious metals and pick a secure location to store them. In the final step, you must complete the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready to sell the property, the buy-back program simplifies the process.
A guide for investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all websites give great feedback on gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, a lot of people have started placing silver, gold and other precious metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to manage and fund these individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to find out if it makes sense for you.