A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility and safeguard your investment from inflation. Also, valuable metals like gold and silver are very different from standard assets like bonds and stocks which makes them a great way to diversify.
We looked at the top gold IRA companies to see what precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below based upon a range of factors, including the quality of the metals they offer, the fees they impose, their storage options they offer, their customer service, and even their reputation.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in different retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at the company can show you how to transfer the money from your account into a precious metals IRA.
The company also sells gold and silver directly to its customers. You can invest your retirement savings as well as other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Bars of silver and gold in various sizes can also be bought. They are as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you need to sell the precious metals in your account, Goldco will buy these back for the most competitive price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit contains written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the best companies to buy gold, silver and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn what they’re doing. You can call the number on the website at any time to talk to your agent.
If you’re interested in learning more about purchasing gold prior to making the move to buy it, you can ask the business for a complimentary guide. This 25-page guide has useful information on the ways that rare metals IRAs can help you take charge of the savings you have.
You can also find out about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case you can seek advice from a specialist or pay a fixed fee and guarantee your purchase for 24 hours, and avoid charges when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and transparent prices among other things. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market changes and make it easy to be aware of what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can create a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to make the tax-free move. It could take up to five days for the money to be moved.
You can purchase valuable metals, and then allow Lear Capital ship them to a safe place where they will be fully insured.
Create and store your IRA for free if you spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and holding services.
When you invest more than $10,000, you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros on gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying rare metals from this company is a secure and reliable process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items in addition to other. You can purchase these metals on their own, or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into a precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these steps:
Create your account and choose the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to reap the most tax advantages.
You can purchase your precious metals. Your specialist will review your order and let you know that the purchase was successful once they have done so.
Find a method to store your items. Your Specialist will show you the different methods to organize your belongings. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Check what your IRA is going. Contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from them. The company offers a wide range of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash-payouts for gold and silver. The company also has a website that contains a lot of free information regarding the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users to set up precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer money into your Augusta account and then select the gold and silver goods you want to buy. Augusta will deliver them to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer money into an precious metal IRA, how they function and what types are available and the reasons why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a vast selection of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its customers and giving them the tools they need to make sound financial decisions. On their website, the business has an entire learning center that can assist buyers.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A list of terms
When you work for Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you might have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good decision, so you must choose a precious metals investment company that puts the reviews of its clients as well as the certifications of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80-$200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to receive an individualized advice or to create an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and want to put a big chunk of their assets into a gold IRA, since it gives savings for large investments, but lacks the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold is updated in real time on their website, which means you are able to easily evaluate the risks, benefits and costs of your purchase. You can choose from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended to go with buyers who have done this before. First year storage and maintenance costs $250 and each year after that costs $200. You might have to pay more, such as an amount to establish an account.
To begin working with Patriot Gold Group, you need to do the following:
Fill out the online account application to start.
Contact a customer service worker to get your account started or movement of funds.
You can purchase valuable metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of physical gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the best gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to quality training tools.
It is possible to apply for an account without speaking to anyone The company will give access to a vast knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ grade.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, great help and clear pricing in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases range from $100 and $150. Investors also have to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold you must complete the following steps:
Complete the online form, and select the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and policies of the company, then share your financial documents. You may be required to present different documents about your IRA or taxes.
Choose the method you wish to transfer money in your account. A professional who has experience in rolling over money into an gold IRA can assist you with this.
You can buy valuable metals and select a secure location to store them. As a final step, you must complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
If you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all sites leave glowing feedback on gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential stock market crashes, it is important to need a diversified collection of investments. This is why a lot of people are putting gold, silver, and other valuable metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to fund and take care of the individual retirement accounts. Many businesses put customers in touch with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to see whether it is a good idea for you.
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