A precious metals IRA, which is also called a gold-backed IRA will help safeguard your money from volatility in the market as well as protect your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional assets like stocks and bonds and bonds, which makes them a good option to diversify your portfolio.
We looked at the top gold IRA companies to see what precious metal IRA accounts are the most beneficial. We evaluated every gold IRA company below, based on a variety of factors, including the quality of the metals they offer, the fees they impose, their storage options they provide, their customer service, and their image.
Goldco is among the most trusted and most reliable company when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of a variety of retirement accounts by transferring them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can help you understand how to transfer the funds in your account to a precious metals IRA.
This business also sells silver and gold directly to its customers. You can also invest your retirement savings or money from other savings accounts in actual gold and silver.
If you are looking to open an precious metals IRA through Goldco, move or rollover your assets from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can be bought. They are as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you have to sell the valuable metals in your account, Goldco will purchase them back at the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with details. The kit includes written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is one of the top companies that provide gold IRAs.
One of the best companies for buying in silver, gold, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family, and is located in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn what they’re doing. You can call the number on the website anytime to speak to your agent.
If you’d like to know more about buying in gold prior to taking the next step, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take charge of the savings you have.
You can also find out about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this scenario, you can get help from a specialized expert, pay a flat fee, guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and clear pricing as well as other aspects. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and allow you to anticipate the price you can expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours regarding how to do the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and hold services.
When you invest more than $10,000, you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
One-on-one assistance from experts on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, the firm has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that purchasing rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods in addition to other. You can purchase these metals on their own, or use them to put money into a precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take the following steps:
Create your account and select how you want to fund it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase was successful when they have confirmed it.
Find a storage solution for your belongings. Your expert will help you understand the various ways to store your belongings. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. Contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company offers a wide range of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. This firm also runs a website with lots of information for free on investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer funds to your Augusta account and choose the silver and gold items you wish to purchase. Augusta will bring them right to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90% silver bags.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money to a precious metal IRA and how they function and what types are available and the reasons they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies in its ability to listen to customers and giving them the tools they need to make informed financial decisions. On their website, the business provides a full learning center to aid buyers in the purchasing process.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. This person can answer any questions you might have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a big choice, so you should select a gold investment firm that places the reviews of its customers as well as the certifications of its affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver, platinum, and palladium in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 a year for storage of your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to receive an individualized advice or to open an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Many sources gave it five stars.
Free access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their wealth into a gold IRA which offers savings for large investments but lacks a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold is updated in real-time on their website, which means you can easily see the risks, benefits and costs of your purchase. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is recommended for those who have previously had this service. The first year of storage and maintenance costs $250 and every year thereafter costs $200. You may have to pay more, such as the cost to open an account.
To start with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a customer service representative to initiate your account restart or movement of funds.
You can buy valuable metals and pick the way you want to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold physical coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice if you like to do things online and would like to have easy access to good training tools.
You can apply for an account without speaking to a person and the company provides access to a vast knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance and transparent prices throughout your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases range from $100 and $150. Investors also have to pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold, you need to follow these steps:
Fill out the online form and select the account manager you’d like to choose. You can complete this initial step on your own with AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and policies that the business follows, and then share your financial documents. You may be required to present various documents regarding your IRA or taxes.
Choose the way you want to put money into your account. A professional who has experience in rolling money over into a gold IRA will assist you in doing this.
You can buy valuable metals and select a secure storage space for them. As the last step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
If you’re ready to sell, the buy-back scheme makes it simple.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all websites give glowing reviews of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you should have a diverse portfolio of investments. Because of this, a lot of people are now putting gold, silver and other precious metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. These items have to be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to manage and fund these retirement accounts for individuals. Many companies put customers in touch with account reps who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to diversify it you should consult your financial advisor first to find out if it makes sense for you.