A precious metals IRA or, more commonly called a gold-backed IRA can help protect your money from volatility in the market and protect your investment from inflation. Additionally, precious metals like silver and gold are different from standard investments like stocks and bonds and bonds, which makes them a good option to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts offer the best value. We evaluated every gold IRA company below based on a number of things, such as the precious metals they provide and the charges they impose, the storage options they offer and their customer service and even their reputation.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in different retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from the company can show you how to transfer the money that is in the account to a precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings or money from other savings accounts into real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your savings from your current savings account to the new IRA. Goldco makes it simple and painless for customers to accomplish this by guiding them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can be purchased. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals in your account, Goldco will buy these back for the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit has written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the most trusted companies for buying in gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you can change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you can store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out what they are doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you want to learn more about buying in gold prior to making the move, you can ask the company for a complimentary guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can help you take control of your savings.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In that case you can seek advice from a personal expert, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences, easy access to helpful assistance teams and transparent prices among other things. To ensure that your money is compliant with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10- 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and allow you to know what you should expect.
Follow these steps to start by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear from the person in charge of the IRA within 24 hours about how to make the tax-free move. The money could take as long as five days to be moved.
You can purchase valuable metals and allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free set-up and holding services.
When you invest more than $10,000, you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
Assistance from a professional for gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, the company has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold, palladium and platinum items, among others. You can purchase these precious metals on their own or use them to put money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow the following steps:
Create your account and decide which method you would like to fund it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the most tax advantages.
You can purchase your precious metals. Your specialist will review your order and inform you that your purchase was successful when they have confirmed it.
Find a storage solution for your items. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ funds in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. Contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from the company. The company offers a wide variety of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. This firm also runs a website that contains lots of information for free on investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move funds into the Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds to an precious metal IRA and how these IRAs work, what kinds are offered and the reasons they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to its customers and providing them with the tools needed to make good financial choices. On their website, the business offers an entire learning center that can help with the buying process.
This study area comes with several tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. The person will be able to assist you with any queries you have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in business Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a good option, so it is important to select a gold investment firm that places the reviews of its clients as well as the certifications of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of gold, silver platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80 to $200 a year for storage of your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Fill out the form online to receive an individualized advice or to open an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you might have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
Several sources have rated it five stars.
Access to expert advice
There are a lot of training tools to help investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are knowledgeable about the market and want to invest a significant portion of their wealth into an investment in gold IRA which offers savings for big investments but lacks a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that has options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded it an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, clear prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold changes in real time on their website, which means you are able to easily evaluate the benefits, risks, and costs of purchasing. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is best for buyers who have previously had this service. The first year of storage and upkeep costs $250 and each year after that costs $200. There may be a need to pay more, such as the cost to open an account.
To begin your journey with Patriot Gold Group, you must do the following:
Complete the online account application to get started.
Contact a service representative to get your account started or transfer of funds.
You can buy valuable metals and pick the way you’d like to store them.
You can get free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to high-quality training tools.
The application process is simple without speaking to a person, and the company gives you access to a large knowledge base with tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ rating.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, excellent assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold, you need to do the following:
Complete the online form, and select the account manager you want. You can do this first step on your own with AdvantageGold, or you can contact the customer service team for personalized help.
Accept the policies and rules that the business follows, and then provide your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Choose the way you want to transfer money into your account. A expert in rolling money into an gold IRA will help you do this.
You can purchase valuable metals and select a secure place to store them. As a final step, you have to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all sites leave glowing review of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, you need a diversified collection of investments. Because of this, many people have started putting gold, silver, and other valuable metals in retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should transfer the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to manage and fund these retirement accounts for individuals. Many businesses put customers in touch with account reps who can assist them in the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to find out whether it is a good idea for you.