A precious metals IRA that is also known as a gold-backed IRA, can help protect your money from volatility in the market as well as protect you from inflation. Also, valuable metals like gold and silver are very different from traditional assets like bonds and stocks and bonds, which makes them a good way to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the best value. We evaluated every gold IRA company below based on a number of things, such as the valuable metals they offer, the fees they charge, the storage options they offer and their customer service and their image.
Goldco is among the most trusted and most reliable company for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leader in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in various retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from the company can show you how to transfer the money from your account into a precious metals IRA.
The company also sells gold and silver directly to customers. You can invest your retirement savings as well as other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over your savings from your savings account to the new IRA. Goldco makes it easy and easy for customers to complete this process by walking them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can also be purchased. They’re as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account, Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a kit for free with information. This kit has written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies that provide gold IRAs.
One of the best companies to buy gold, silver, as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you are able to store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn how they are doing. You can dial the number on the company’s website at any time to talk to your representative.
If you want to learn more about buying in gold prior to making the move you can contact the business for a no-cost guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can assist you in taking control of your money.
You can also learn about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this case, you can get help from a specialized expert and pay a flat amount, guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly help desks, and transparent prices, among other things. To make sure your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect market changes and make it easier to be aware of what to expect.
Follow these steps to begin using Lear Capital:
You can create a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours of how to make the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Create and store your IRA for free if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one assistance from experts on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that purchasing rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products, among others. You can buy these metals on their own, or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to move your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these steps:
Set up your account and choose the method of funding it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Select the most valuable metals for your account. The valuable Metals Specialist can help you figure out which metals to invest in to gain the most tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase was successful after they have completed the transaction.
Find a method to store your belongings. Your expert will help you understand the different ways to store your things. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. Contact your Specialist at any time to check on your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company offers a wide selection of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. The company also has a website with lots of information for free about investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. You just need to move funds into your Augusta account and then select the gold and silver goods you wish to purchase. Augusta will deliver them to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money into an precious metal IRA, how they function and what types are available and the reasons why they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a wide selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to its customers and providing them with the tools they require to make sound financial decisions. On their website, the business has a complete learning center to assist buyers.
This study area comes with a number of tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you may have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an array of high-quality metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a big option, so it is important to select a precious metals investment firm that places the opinions of its clients and its accreditations for affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80-$200 per year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to get personalized advice or open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
Several sources have rated it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and would like to put a large portion of their money into an investment in gold IRA which offers savings for large investments but doesn’t offer many tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, clear pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold changes in real time through the site, so you can easily see the risks, benefits and costs of purchasing. You can select from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended for those who have previously had this service. The initial year of storage and maintenance costs $250 and each year following that is $200. There may be a need to pay a little more such as the cost to open an account.
To begin with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to begin.
Contact a customer service representative to initiate your account restart or transfer of funds.
You can buy valuable metals and decide how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of physical gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the best gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and want easy access to high-quality training tools.
The application process is simple without talking to anyone and the company provides you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with the A+ grade.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance, and clear prices throughout your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases range from $100-$150. Investors also have to pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold, you need to complete the following steps:
Complete the online form and select the account manager you want. You can do this first step on your own using AdvantageGold or contact the customer support team for assistance tailored to your needs.
Accept the policies and rules of the company, and then provide your financial records. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to deposit money into your account. A expert in rolling money over into a gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe storage space for them. As a final step, you need to sign the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready to sell the property, the buy-back program simplifies the process.
A free guide to investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites give great reviews of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of silver, gold, or other valuable metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, you should have a diverse portfolio of investments. Because of this, a lot of people are now placing silver, gold and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of the individual retirement accounts. Many companies place clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to find out if it makes sense for you.