A precious metals IRA that is also called a gold-backed IRA can help protect your savings from market volatility and protect you against inflation. Also, valuable metals like gold and silver are very different from standard assets like stocks and bonds which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts are the most beneficial. We evaluated each gold IRA company below based upon a range of factors, including the valuable metals they offer as well as the costs they impose, the storage options they provide and their customer service and even their reputation.
Goldco is the most trusted and best company generally in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in various retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at the company can show you how to transfer the money in your account to an precious metals IRA.
This company also sells gold and silver directly to clients. You can put your retirement savings or other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco and move or roll over the assets you have in your savings account into the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can also be bought. They are pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you have to sell the precious metals in your account, Goldco will buy these back for the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with information. This kit has a written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is one of the top companies that provide gold IRAs.
One of the most trusted companies to buy gold, silver, as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, keep them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products that can be bought directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and find out what they are doing. You can call the number listed on the company’s website anytime to speak to an agent.
If you want to learn more about purchasing gold prior to taking the next step, you can ask the company for a complimentary guide. This 25-page guide has useful information about the ways that rare metals IRAs can assist you in taking control of your savings.
You can also learn about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this case, you can get help from a personal expert, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful help desks, and clear prices as well as other aspects. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easier to be aware of what to expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours about how to complete the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and then let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and store your IRA for free if you spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the firm has been operating and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods in addition to other. You can purchase these precious metals on their own, or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to move your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow the following steps:
Create your account and select which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will go over your order and inform you that your purchase was successful after they have completed the transaction.
Choose a way to store your things. Your specialist will guide you through the different options for storing your belongings. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. Contact your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from them. The company offers a wide range of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. The company also has a website with a lot of free information regarding the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with people in all 50 U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring funds into the Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them directly to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA and how they work and what kinds are available, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad selection of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its customers and giving them the tools needed to make informed financial decisions. On its website, the company provides a full learning center to assist buyers.
This study area has many tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. This person can assist you with any queries you might have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a great choice, so you should select a gold investment company that puts the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put coins and bars composed of silver, gold, platinum, and palladium into your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80-$200 per year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Fill out the online form to receive an individualized advice or to open an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Speak to an Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and want to put a large portion of their wealth into an investment in gold IRA as it offers savings for big investments but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic gold and silver, and good ways to get help.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, transparent prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold changes in real-time through the site, so you can easily assess the risks, benefits and costs of purchasing. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended for those who have done this before. The first year of storage and upkeep costs $250 and each year thereafter costs $200. You may have to shell out more for instance, the cost to open an account.
To begin with Patriot Gold Group, you must do the following:
Fill out the online account application to begin.
Contact a customer service representative to get your account started or to transfer funds.
You can buy valuable metals and decide how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the top gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to anyone and the company provides you access to a huge knowledge base with tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ rating.
More than 700 users have given Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, excellent assistance and transparent prices throughout your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold, you need to complete the following steps:
Complete the form online and select the account manager you’d like to choose. You can complete the first step on your own with AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and guidelines of the company, and then share your financial documents. You may need to show various documents regarding your IRA or taxes.
Select the method you prefer to put funds into your account. A professional who has experience in rolling over money into a gold IRA can assist you with this.
You can buy valuable metals and pick a secure storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready for selling the property, the buy-back program makes it easy.
A free guide to investing in gold through your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, you need a diversified collection of investments. This is why many people are now investing in silver, gold, and other valuable metals in retirement accounts since they are relatively safe and dependable investment.
The companies we have listed help people set the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to fund and take care of these individual retirement accounts. Many companies put customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to diversify it You should speak to your financial advisor to see whether it’s a good idea for you.