A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your savings from market volatility as well as protect you from inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts are the most beneficial. We looked at each gold IRA company below based on a number of factors, including the quality of the metals they offer and the charges they impose, the storage options they offer, their customer service, and their image.
Goldco is the most trusted and most reliable company when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that will help you save more for retirement. This company is the leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets in various retirement accounts by transferring them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to move the money from your account into a precious metals IRA.
The company also sells silver and gold directly to its customers. You can also invest your retirement savings or money from other savings accounts in actual silver and gold.
If you are looking to open a precious metals IRA through Goldco and move or roll over your savings from your current savings account to your new IRA. Goldco makes it easy and easy for customers to complete this process by walking them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Select the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can also be bought. They’re as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you require to sell the precious metals in your account Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit has written and spoken guide to investing in rare metals.
We believe that overall Goldco is one of the best companies that provide gold IRAs.
One of the best companies to buy gold, silver and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is owned by a family and is located in Los Angeles, CA. It has won several awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods that can be bought directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn what they’re doing. You can call the number on the company’s website anytime to speak to your agent.
If you’d like to know more about buying in gold prior to taking the next step to buy it, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable information on how rare metals IRAs can help you take charge of your money.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In this case you can seek advice from a personal expert, pay a flat fee, guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences, easy access to helpful help desks, and clear prices as well as other aspects. To ensure that your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market changes and make it easy to be aware of what to expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours of how to do the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals and allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and holding services.
When you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional for gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been in business and a large number of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying rare metals from this company is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items, among others. You can buy these metals by themselves or use them to put money into an precious metals IRA.
The company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the help of a certified Precious Metals Specialist You can follow the following steps:
Set up your account and choose the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to gain the highest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that the purchase was successful once they have done so.
Find a storage solution for your items. Your Specialist will show you the different options for storing your items. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out what you IRA is performing. You can contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from them. The company sells a wide range of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for gold and silver. This company also has a website with many free information about investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. It’s as simple as transferring funds to the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will bring them right to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
A few of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA and how these IRAs work and what kinds are available, and why they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad range of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to clients and giving them the tools needed to make informed financial decisions. On their website, the business offers a full learning center to help with the buying process.
This study area has a number of tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person will be able to assist you with any queries you have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years in business, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a big choice, so you should choose a precious metals investment firm that places the reviews of its customers and its accreditations for affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80-$200 per year to store your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the form online to receive a custom advice or to open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Many sources have rated it five stars.
Free access to expert advice
There are a lot of tools for training that can assist investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and want to put a large portion of their assets into an investment in gold IRA as it offers savings for large investments but doesn’t offer a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic silver and gold and helpful ways to seek help.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, transparent prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real time through the site, which means you can easily see the benefits, risks, and costs associated with your purchase. You can select from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is best for buyers who have had this experience before. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to shell out more for instance, the cost to open an account.
To start with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to start.
Contact a service representative to get your account started or transfer of funds.
You can purchase valuable metals and choose how you want to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone and the company provides you access to a huge knowledge base, including videos, tools and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with the A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance and transparent prices in all of your contacts with the company.
AdvantageGold lets you deposit platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold you must follow these steps:
Complete the form online and choose the account manager you would like to work with. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and guidelines of the company, and then provide your financial records. You may need to show different documents about your IRA or taxes.
Choose the way you want to put money into your account. An expert in rolling money into a gold IRA can assist you with this.
You can purchase precious metals and choose a safe location to store them. In the final step, you have to complete the declaration form.
AdvantageGold has the following traits that distinguish it:
If you’re ready to sell the house, the buy-back plan makes it simple.
A free guide on investing in gold with your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all sites give glowing review of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, it is important to need a diversified collection of investments. Due to this, many people are investing in silver, gold, and other valuable metals in retirement accounts since they are relatively safe and dependable investment.
The companies we have listed help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to manage and fund these individual retirement accounts. Many businesses put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial advisor to see whether it’s a good idea for you.