A precious metals IRA, which is also known as a gold-backed IRA, can help protect your savings from market volatility as well as protect your investment from inflation. Additionally, precious metals like silver and gold are different from standard assets like bonds and stocks which makes them a great way to diversify.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts offer the best value. We analyzed each gold IRA company below based on a number of things, such as the quality of the metals they offer, the fees they impose, the storage options they provide and their customer service as well as their appearance.
Goldco is one of the most trusted and best company generally in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of various retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at the company can show you how to transfer the funds in your account to an precious metals IRA.
This business also sells gold and silver directly to clients. You can put your retirement savings as well as money from other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over your savings from your current savings account into the new IRA. Goldco makes it easy and painless for customers to do this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of various sizes can also be bought. They are as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you require to sell the precious metals in your account Goldco will purchase them back at the best price for buy-back, which is guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit has written spoken, spoken, and a visual information on investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the top companies to purchase gold, silver, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is based in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you can keep them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver products which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they are doing. You can dial the number listed on the company’s website at any time to talk to your agent.
If you want to learn more about buying in gold prior to taking the next step, you can ask the company for a no-cost guide. This 25-page guide has useful information about how rare metals IRAs can assist you in taking charge of your savings.
You can also learn about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case you can seek advice from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees when you make a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful support teams, and transparent prices as well as other aspects. To ensure that your money is in compliance with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to anticipate what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to do the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase valuable metals and let Lear Capital ship them to a safe place where they will be fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating and a lot of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items in addition to other. You can buy these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these steps:
Set up your account and choose how you want to fund it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the highest tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase went through when they have confirmed it.
Find a method to store your things. Your Specialist will show you the various options for storing your items. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Find out what your IRA is performing. You can call your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company offers a broad variety of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash payments for gold and silver. This firm also runs a website that contains many free information regarding investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
You can use money from your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer funds into your Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money to a precious metal IRA and how they function and what kinds are available and the reasons why they are a good investment.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to clients and giving them the tools needed to make good financial choices. On its website, the company provides a full learning center to help with the buying process.
This study area comes with a number of tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person you talk to will be able to answer any questions you might have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that are regulated by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a big option, so it is important to select a precious metals investment firm that places the reviews of its customers and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold platinum, palladium, and tin into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80-$200 per year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the form online to receive personalized advice or open an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Talk to an Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of another retirement account to transfer to the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals that you can pick from.
Many sources gave it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and wish to put a large portion of their money into an investment in gold IRA as it offers savings for large investments, but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices changes in real-time on their website, which means you can easily assess the benefits, risks, and costs associated with your purchase. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is best for buyers who have done this before. The first year of storage and upkeep costs $250 and every year following that is $200. You may have to pay a little more for instance, the cost to open an account.
To begin your journey with Patriot Gold Group, you must do the following:
Complete the online application for a new account to start.
Contact a service representative to get your account started or to transfer funds.
You can purchase precious metals and decide how you want to keep them.
You can get free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of physical gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the top gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to high-quality training tools.
You can apply for an account with no need to talk to anyone The company will give you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and an A+ grade.
More than 700 users have given Google five stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100 and $150. Investors also pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold you must do the following:
Fill out the form online and select the account manager you would like to work with. You can complete the first step on your own with AdvantageGold or call the customer service team for personalized assistance.
Accept the policies and rules of your company then share your financial documents. You may need to show various documents regarding your IRA or tax obligations.
Select the method you prefer to transfer money into your account. A professional who has experience in rolling over money into an gold IRA can assist you with this.
You can buy valuable metals and pick a secure storage space for them. As a final step, you must sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all sites leave excellent reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential market crashes, you should have a diverse portfolio of investments. Because of this, many people have started putting gold, silver and other precious metals into their retirement accounts since they are relatively safe and dependable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to set up and manage these individual retirement accounts. Many businesses put clients in contact with account representatives who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to determine whether it is a good idea for you.