A precious metals IRA, which is also called a gold-backed IRA will help safeguard your savings from market volatility and protect you against inflation. Additionally, precious metals like gold and silver are very different from traditional assets like stocks and bonds and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA firms to determine which precious metal IRA accounts are the best deal. We analyzed each gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they charge, the storage choices they provide, their customer service, and their image.
Goldco is among the most trusted and most reliable company when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of different retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the money from your account into a precious metals IRA.
The company also sells silver and gold directly to clients. You can also invest your retirement savings as well as money from other savings accounts into real silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it easy and stress-free for customers to complete this process by walking them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be bought. They’re pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you have to sell the precious metals in your account Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with information. The kit includes written and spoken guide to investing in rare metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies to buy silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of silver and gold goods that can be bought directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn what they are doing. You can call the number listed on the company’s website anytime to speak to your agent.
If you want to learn more about buying gold before taking the step to buy it, you can ask the firm for a no-cost guide. This guide of 25 pages contains valuable information about how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case you will be able to get assistance from a personal expert or pay a fixed fee, guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable support teams, and transparent prices, among other things. To make sure your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market changes and make it easy to know the price you can expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals and then allow Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
When you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that purchasing rare metals through this company is a secure and secure process.
Birch Gold Group sells a wide range of silver, gold, palladium, and platinum products in addition to other. You can purchase these precious metals on their own or use them to put money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings into a precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these steps:
Set up your account and select how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your new self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the most tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that the purchase was successful when they have confirmed it.
Find a method to store your items. Your expert will help you understand the various ways to store your items. Birch Gold Group stores its customers’ assets in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. You can contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from them. The company offers a broad range of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for silver and gold. This company also has a website with a lot of free information regarding the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer money to the Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools available to help you start these funds. On the Oxford Gold website, you can find out how to transfer funds to an precious metal IRA and how these IRAs work, what kinds are offered and the reasons they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a wide variety of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to its clients and providing them with the tools they need to make good financial choices. On its website, the company provides a complete learning center to aid buyers in the purchasing process.
This study area comes with a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person you talk to will be able to answer any questions you might have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an array of high-quality metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big choice, so you should select a gold investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 a year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to get a custom advice or to create an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
A number of sources have rated it five stars.
Access to expert advice
There are many tools for training that can assist investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a large portion of their wealth into a gold IRA as it offers savings for large investments but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly assistance lines, straightforward prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The value of gold is updated in real time through the site, which means you can easily assess the benefits, risks, and costs of your purchase. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have done this before. The first year of storage and maintenance costs $250, and each year thereafter costs $200. You may have to pay a little more like a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to get started.
Contact a service representative to initiate your account restart or movement of funds.
You can purchase valuable metals and pick the way you’d like to store them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold physical coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and need easy access to quality training tools.
It is possible to apply for an account without speaking to anyone, and the company gives you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and it is awarded an A+ grade.
Nearly 700 of their customers have given Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases are between $100 to $150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold, you need to do the following:
Complete the online form and select the account manager you would like to work with. You can complete the first step on your own using AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and guidelines of the company, then share your financial documents. You may need to provide different papers about your IRA or tax obligations.
Select the method you prefer to put money into your account. A expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and select a secure storage space for them. As a final step, you must complete the declaration form.
AdvantageGold has the following traits that make it stand out:
If you’re ready to sell the house, the buy-back plan makes it easy.
A guide for investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Step-by-step directions on how to withdraw funds
Customers on all sites give excellent review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against inflation and possible market crashes, you need a diversified collection of investments. This is why a lot of people have started putting gold, silver, and other valuable metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of these individual retirement accounts. Many companies place clients in contact with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial adviser first to see if it makes sense for you.