A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility and protect your investment from inflation. Additionally, precious metals like silver and gold are different from traditional investments like stocks and bonds, which makes them a great option to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below based on a number of things, such as the valuable metals they offer as well as the costs they impose, the storage choices they provide, their customer service, as well as their appearance.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the funds in your account to an precious metals IRA.
This business also sells silver and gold directly to clients. You can put your retirement savings as well as other savings accounts in actual gold and silver.
If you’re looking to establish an precious metals IRA through Goldco move or rollover your savings from your savings account to the new IRA. Goldco makes it easy and painless for customers to complete this process by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Select the precious metals you want to include in your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be bought. They’re as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will purchase these back for the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit that includes details. The kit includes a written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family, and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver products which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and find out how they are doing. You can dial the number on the website at any time to talk to your representative.
If you’d like to know more about purchasing gold prior to taking the next step you can contact the firm for a complimentary guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can help you take control of the savings you have.
You can also find out about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialized expert, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful help desks, and transparent prices among other things. To make sure your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect changes in the market and make it easy to be aware of what you should expect.
Follow these steps to begin with Lear Capital:
You can open an rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours regarding how to complete the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to a safe place that is fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free setup and holding services.
If you have invested more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros on gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that purchasing rare metals through this company is a secure and secure process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products in addition to other. You can purchase these precious metals on their own, or use them to deposit money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these five steps:
Create your account and choose which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase was successful once they have done so.
Find a storage solution for your items. Your Specialist will show you the various options for storing your belongings. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Find out what you IRA is going. You can contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a wide range of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. This firm also runs a website with many free information about the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users set up precious metals IRAs. This IRA company works with people from all fifty U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer money into the Augusta account and select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money to a precious metal IRA and learn how these IRAs work and what types are available, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast variety of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to customers and giving them the tools they require to make informed financial decisions. On its website, the company has a full learning center to help with the buying process.
This study area includes many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a good choice, so you should select a precious metals investment company that puts the opinions of its clients and its accreditations for affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80 to $200 a year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to get personalized advice or open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources have rated it five stars.
Access to the advice of experts
There are many training tools that can help investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are knowledgeable about the market and want to put a big chunk of their wealth into an investment in gold IRA, since it gives savings for large investments, but lacks the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic gold and silver, and helpful ways to seek help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold fluctuates in real-time on the website, which means you can easily assess the benefits, risks, and costs of purchasing. You can select from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended for those who have done this before. The initial year of storage and upkeep costs $250 and each year after that costs $200. You may have to pay more, for instance, the cost to open an account.
To start working with Patriot Gold Group, you must do the following:
Complete the online application for a new account to begin.
Contact a customer service representative to start your account restart or movement of funds.
You can buy valuable metals and decide how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of physical gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone, and the company gives you access to a large knowledge base with tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ grade.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, excellent assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100-$150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold you must do the following:
Fill out the online form, and choose the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and policies that the business follows, then share your financial documents. You may be required to present various documents regarding your IRA or taxes.
Choose the method you wish to put funds into your account. A expert in rolling money over into a gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure place to store them. In the final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
When you’re ready to sell, the buy-back scheme makes it easy.
A guide for investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites give great feedback on gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To guard yourself against the risk of inflation and stock market crashes, you need a diversified collection of investments. This is why a lot of people are now putting gold, silver and other precious metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to fund and take care of these retirement accounts for individuals. Many businesses put clients in contact with account representatives who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to find out whether it is a good idea for you.