A precious metals IRA that is also called a gold-backed IRA can help protect your money from volatility in the market as well as protect you against inflation. Additionally, precious metals like silver and gold are different from the standard assets like bonds and stocks, which makes them a great way to diversify.
We looked at the best gold IRA firms to determine what precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below based on a number of things, such as the quality of the metals they offer and the charges they impose, their storage choices they offer and their customer service and their image.
Goldco is the most trusted and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save for retirement. This company is the leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the money that is in the account to an precious metals IRA.
This business also sells gold and silver directly to its customers. You can put your retirement savings as well as money from other savings accounts into real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your savings from your savings account to your new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can also be purchased. They are as pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals that are in your account, Goldco will purchase them back at the best buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. The kit includes written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is among the best companies that offer gold IRAs.
One of the most trusted companies to purchase silver, gold and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family of employees and is located in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn how they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you’re interested in learning more about buying gold prior to making the move, you can ask the firm for a free guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can help you take charge of your money.
You can also find out about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario you can seek advice from a specialized expert, pay a flat fee and guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable support teams, and clear prices, among other things. To ensure that your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and allow you to be aware of what to expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to complete the tax-free move. It could take up to five days for the money to be moved.
You can purchase precious metals, and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and keep your IRA at no cost if you invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you get free setup and holding services.
When you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been operating, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying in rare metals from this company is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold, palladium, and platinum products in addition to other. You can buy these metals on their own or use them to deposit money into an precious metals IRA.
The company makes it simple for you to move your retirement savings into a precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these five steps:
Create your account and choose the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you figure out which metals to invest in to gain the highest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase went through once they have done so.
Choose a way to store your belongings. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ assets at various locations, such as Delaware Depository and Brink’s Global Service.
Check how your IRA is going. You can contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company sells a wide selection of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for silver and gold. The firm also runs a website that contains lots of information for free on the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer funds to the Augusta account and then select the silver and gold products you wish to purchase. Augusta will bring them right to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA and how they work, what kinds are offered, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a vast selection of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to clients and giving them the tools they need to make good financial choices. The company’s website offers an entire learning center that can help with the buying process.
This study area includes many tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you may have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years of operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a good decision, so you must choose a precious metals investment firm that places the reviews of its clients as well as the certifications of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars composed of silver, gold, platinum, and palladium into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anything from $80-$200 per year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Speak to a Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out from a retirement account and transfer to your gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
A number of sources have rated it five stars.
Free access to expert advice
There are many training tools that can help investors.
If you’re ready to sell, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are knowledgeable about the market and want to invest a significant portion of their money into an investment in gold IRA as it offers savings for big investments but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold fluctuates in real time on the website, so you can easily assess the risks, benefits, and costs associated with your purchase. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is best for buyers who have previously had this service. The first year of storage and maintenance costs $250, and each year after that costs $200. There may be a need to pay more, like a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to get started.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase precious metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of gold physical coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and need easy access to good training tools.
The application process is simple with no need to talk to a person The company will give access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ grade.
Over 700 customers have given Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help, and clear prices in all your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Fill out the online form, and select the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold or contact the customer service team for personalized assistance.
Accept the policies and rules that the business follows, then share your financial records. You may need to provide different papers about your IRA or tax obligations.
Choose the method you wish to put money into your account. A expert in rolling money into an gold IRA will help you do this.
You can buy valuable metals and select a secure storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program makes it easy.
A guide for investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all websites give glowing review of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential stock market crashes, it is important to need a diversified collection of investments. This is why many people are now investing in silver, gold, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, transfer the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to fund and take care of these individual retirement accounts. Many businesses put customers in touch with account reps who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to determine whether it’s a good idea for you.