A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your investment from the volatility of markets and safeguard your investment from inflation. Also, valuable metals like silver and gold are different from traditional assets like stocks and bonds which makes them a great option to diversify.
We looked at the best gold IRA companies to determine which precious metal IRA accounts are the best value. We analyzed each gold IRA company below, based on a variety of things, such as the quality of the metals they offer and the charges they impose, their storage options they provide as well as their customer service and their image.
Goldco is one of the most trusted and most reliable company for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of various retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can guide you on how to transfer the money from your account into an precious metals IRA.
This business also sells silver and gold directly to clients. You can also invest your retirement savings or money from other savings accounts into real silver and gold.
If you are looking to open an precious metals IRA through Goldco and move or roll over your savings from your savings account into the new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can also be purchased. They’re pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals that are in your account, Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit has written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the top companies that provide gold IRAs.
One of the top companies for buying in gold, silver and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you can keep them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver goods that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investment and find out what they’re doing. You can dial the number on the website anytime to speak to an agent.
If you’re interested in learning more about buying gold before taking the step you can contact the firm for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking control of your money.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a specialist, pay a flat fee and guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences, easy access to helpful support teams, and clear pricing as well as other aspects. To ensure that your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market changes and make it easy to know what to expect.
Follow these steps to get started with Lear Capital:
You can open a rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours of how to do the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals and allow Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA at no cost if you invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and hold services.
When you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying in rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items in addition to other. You can buy these metals on their own, or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow the following steps:
Create your account and decide the method of funding it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the highest tax benefits.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase was successful when they have confirmed it.
Find a method to store your things. Your specialist will guide you through the different options for storing your belongings. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is going. You can call your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from the company. The company sells a wide range of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. The business also offers a site with lots of information for free about investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move money into your Augusta account and select the silver and gold items you want to buy. Augusta will deliver them to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA, you can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools available to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds to a precious metal IRA, how they function and what types are available, and why they are good assets.
On the Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a vast range of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies in its ability to listen to customers and giving them the tools they need to make good financial choices. On its website, the company has an entire learning center that can assist buyers.
This study area comes with several tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. The person will be able to help you answer any questions that you may have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. In less than 10 years of operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a great choice, so you should choose a precious metals investment company that puts the opinions of its clients and its accreditations for affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold platinum, palladium, and platinum into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 a year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Complete the online form to get personalized advice or create an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are many training tools that can help investors.
When you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who know the market and wish to put a big chunk of their assets into an investment in gold IRA, since it gives savings for large investments, but lacks a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver as well as good ways to get help.
The following grades, accreditations and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold fluctuates in real time on the website, so you can easily assess the benefits, risks, and costs of your purchase. You can pick among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended to go with buyers who have done this before. The first year of storage and maintenance costs $250 and each year after that costs $200. You may have to shell out more for instance, the cost to open an account.
To begin with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to begin.
Contact a customer service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and decide how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to good training tools.
The application process is simple without talking to a person The company will give you access to a large knowledge base with tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and an A+ rating.
More than 700 users have given Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form and choose the account manager you’d like to choose. You can complete the first step on your own with AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and policies that the business follows, and then provide your financial records. You may need to provide various documents regarding your IRA or tax obligations.
Select the method you prefer to transfer money in your account. A professional who has experience in rolling money over into a gold IRA can assist you with this.
You can purchase valuable metals and choose a safe storage space for them. In the final step, you have to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites give great reviews of gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are now placing silver, gold, and other valuable metals into their retirement accounts because they are relatively safe and dependable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to fund and take care of these individual retirement accounts. Many companies place clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to diversify it you should consult your financial adviser first to see if it makes sense for you.