A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility and safeguard your investment from inflation. Also, valuable metals like silver and gold are different from standard assets like stocks and bonds and bonds, which makes them a good option to diversify.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts are the best value. We looked at each gold IRA company below based on a number of factors, including the precious metals they provide as well as the costs they impose, the storage choices they offer and their customer service as well as their appearance.
Goldco is among the most reputable and most reliable company overall when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of different retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the money in your account to an precious metals IRA.
This business also sells silver and gold directly to customers. You can also invest your retirement savings or other savings accounts in real silver and gold.
If you are looking to open a precious metals IRA through Goldco and move or roll over your assets from your current savings account to your new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be bought. They are as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and have to sell the precious metals that are in your account, Goldco will purchase them back at the best buy-back price, guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with information. This kit has a written and spoken information on investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the best companies for buying in silver, gold and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver goods which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they’re doing. You can call the number on the website at any time to talk to your representative.
If you’d like to know more about buying gold before taking the step, you can ask the firm for a free guide. This 25-page guide has useful information about the ways that rare metals IRAs can help you take control of your money.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialist and pay a flat amount, guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear prices, among other things. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and allow you to anticipate what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can open an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear from the person in charge of your IRA within 24 hours regarding how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA for free if spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
When you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business, and thousands of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that purchasing rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products, among others. You can purchase these metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to convert your retirement savings into a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these five steps:
Create your account and decide which method you would like to fund it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Select the most valuable metals for your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your order and inform you that the purchase was successful when they have confirmed it.
Find a storage solution for your things. Your Specialist will show you the various ways to store your things. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is performing. Contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company offers a wide range of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for silver and gold. The company also has a website with many free information about the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. You just need to move money into the Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90% silver bags.
The company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you start these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA, how they work, what kinds are offered, and why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company offers a broad variety of popular silver and gold coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to clients and providing them with the tools they require to make informed financial decisions. On its website, the company provides an entire learning center that can help with the buying process.
This study area includes many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you may have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in business Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a big decision, so you must select a gold investment firm that places the reviews of its clients and the accreditations of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80-$200 per year to store your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to get a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals to pick from.
A number of sources have rated it five stars.
Access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and wish to put a big chunk of their money into an investment in gold IRA as it offers savings for large investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic gold and silver as well as good ways to get help.
The following accreditations, grades and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold is updated in real time on their website, which means you are able to easily evaluate the risks, benefits and costs of purchasing. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is best for buyers who have had this experience before. The first year of storage and upkeep costs $250 and each year thereafter costs $200. There may be a need to pay more, for instance, the cost to open an account.
To start with Patriot Gold Group, you have to follow these steps:
Complete the online application form to begin.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase precious metals and choose how you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of physical gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the best gold company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to good training tools.
You can apply for an account without speaking to a person, and the company gives access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and it is awarded an A+ grade.
More than 700 users have rated Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases range from $100 to $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold, you need to follow these steps:
Complete the form online and select the account manager you want. You can complete this initial step on your own with AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the policies and rules of your company and then share your financial documents. You may need to show different documents about your IRA or tax obligations.
Select the method you prefer to deposit funds into your account. A expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and select a secure place to store them. As the last step, you must complete the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready to sell, the buy-back scheme makes it easy.
A free guide on investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions on how to withdraw money
Customers on all sites give excellent feedback on gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead of stocks or bonds.
To protect yourself from inflation and possible market crashes, you require a variety of investments. Because of this, many people are now investing in silver, gold and other precious metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to fund and take care of these retirement accounts for individuals. Many companies place clients in contact with account representatives who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to diversify it You should speak to your financial advisor to see whether it’s a good idea for you.