A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard you from inflation. Also, valuable metals like silver and gold are different from traditional investments like stocks and bonds, which makes them a great way to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts offer the most beneficial. We looked at each gold IRA company below, based on a variety of things, such as the valuable metals they offer, the fees they impose, the storage options they offer, their customer service, and their image.
Goldco is among the most trusted and best company generally in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets of a variety of retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the money from your account into a precious metals IRA.
This business also sells silver and gold directly to customers. You can put your retirement savings as well as other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over your savings from your savings account into your new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can be purchased. They’re as pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you have to sell the valuable metals in your account, Goldco will buy these back for the best buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with information. The kit includes written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that offer gold IRAs.
One of the best companies to buy gold, silver, and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver goods that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out how they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you’re interested in learning more about purchasing gold prior to making the move you can contact the company for a complimentary guide. This 25-page guide has useful information about how rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In that case you can seek advice from a specialized expert and pay a flat amount, guarantee your purchase for 24 hours, and avoid fees for a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly support teams, and clear prices as well as other aspects. To make sure your money is in compliance with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easy to anticipate what you should expect.
Follow these steps to begin with Lear Capital:
You can open an rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours regarding how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals and let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA for free if you spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free set-up and hold services.
If you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying in rare metals through this company will be a safe and secure process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products, among others. You can purchase these metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow these five steps:
Create your account and choose how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the most tax benefits.
You can purchase your precious metals. Your specialist will review your order and inform you that your purchase was successful after they have completed the transaction.
Find a method to store your belongings. Your expert will help you understand the different options for storing your items. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. Contact your Specialist anytime to review your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from them. The company offers a broad range of gold and silver coins OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for silver and gold. The firm also runs a website with many free information about investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money into the Augusta account and then select the silver and gold items you want to buy. Augusta will bring them right to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you start these funds. On the Oxford Gold website, you will learn how to transfer funds to a precious metal IRA and learn how they work and what kinds are available, and why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a vast range of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its customers and providing them with the tools needed to make informed financial decisions. The company’s website provides a full learning center to assist buyers.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. This person can answer any questions you may have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that are regulated by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a great decision, so you must choose a precious metals investment firm that values the reviews of its clients as well as the certifications of its affiliates first. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anything from $80 to $200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to receive a custom advice or to create an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of a retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
A number of sources gave it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a big chunk of their assets into a gold IRA which offers savings for large investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded it the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real time through the site, which means you can easily assess the risks, benefits, and costs of your purchase. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is best for buyers who have previously had this service. First year storage and maintenance costs $250 and every year thereafter costs $200. You may have to pay more, for instance, the cost to open an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to start.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and pick the way you’d like to store them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim to be the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to high-quality training tools.
You can apply for an account without talking to a person The company will give you access to a large knowledge base that includes tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ rating.
Over 700 customers have rated Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases range from $100-$150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to follow these steps:
Complete the form online and choose the account manager you want. You can do this first step on your own using AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and guidelines of the company, then share your financial records. You may need to provide different documents about your IRA or taxes.
Select the method you prefer to deposit funds into your account. A professional who has experience in rolling money into an gold IRA will help you do this.
You can purchase precious metals and select a secure place to store them. As the last step, you need to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out:
When you’re ready for selling, the buy-back scheme makes it simple.
A free guide to investing in gold with your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw cash
Customers on all websites give great feedback on gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead bonds.
To protect yourself from the risk of inflation and market crashes, you need a diversified collection of investments. This is why a lot of people have started putting gold, silver, and other valuable metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should transfer the money in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to set up and manage the individual retirement accounts. Many companies put clients in contact with account reps who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you want to add a gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to see whether it’s a good idea for you.