A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your investment from the volatility of markets and safeguard you from inflation. Additionally, precious metals like silver and gold are different from the standard assets like stocks and bonds which makes them a great way to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts are the best deal. We analyzed each gold IRA company below based on a number of factors, including the valuable metals they offer as well as the costs they impose, their storage options they provide as well as their customer service and even their reputation.
Goldco is among the most reputable and best company generally for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save more for retirement. This company is the leader in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of different retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at the company can show you how to move the money from your account into a precious metals IRA.
This business also sells silver and gold directly to customers. You can also invest your retirement savings as well as other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your savings from your current savings account to the new IRA. Goldco makes it easy and easy for customers to complete this process by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can be purchased. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you require to sell the valuable metals that are in your account, Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit contains written, spoken, and seen guide to investing in rare metals.
Overall, we think Goldco is among the top companies that offer gold IRAs.
One of the best companies to buy gold, silver, and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, store them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods that can be bought directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn what they’re doing. You can call the number on the website anytime to speak to your representative.
If you’d like to know more about buying gold before taking the step you can contact the business for a free guide. This 25-page guide has useful information on how rare metals IRAs can help you take control of your savings.
You can also find out about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a specialist or pay a fixed fee and guarantee your purchase for 24 hours, and avoid charges for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful support teams, and clear prices, among other things. To ensure that your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easier to be aware of the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person in charge of the IRA within 24 hours regarding how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals, and then let Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA at no cost if you spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and holding services.
When you make a purchase of more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat price
One-on-one help from pros on gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the firm has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items in addition to other. You can purchase these metals on their own, or use them to put money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings to a precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these steps:
Set up your account and select the method of funding it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your self-directed IRA.
Choose the valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the highest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase went through after they have completed the transaction.
Find a storage solution for your belongings. Your Specialist will show you the different methods to organize your items. Birch Gold Group stores its customers’ investments at a number of places, such as Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. You can call your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from them. The company offers a broad variety of currency that is accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for gold and silver. This company also has a website with lots of information for free regarding the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move funds to the Augusta account and select the gold and silver goods you’d like to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money into an precious metal IRA and learn how they function and what types are available and the reasons they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad variety of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to customers and giving them the tools needed to make sound financial decisions. On its website, the company offers an entire learning center that can assist buyers.
This study area has many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you may have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a great choice, so you should select a precious metals investment firm that values the opinions of its clients as well as the certifications of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold, platinum, and palladium in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80 to $200 a year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the form online to get an individualized advice or to open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of another retirement account to put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of valuable metals to choose from.
Several sources have rated it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are knowledgeable about the market and wish to put a large portion of their wealth into a gold IRA, since it gives savings for big investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real-time on the website, which means you can easily see the risks, benefits, and costs associated with your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have done this before. The initial year of storage and upkeep costs $250 and every year following that is $200. There may be a need to shell out more such as the cost to open an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online account application to get started.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase precious metals and choose how you’d like to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of physical gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and want easy access to quality training tools.
It is possible to apply for an account without speaking to anyone, and the company gives you access to a large knowledge base, including videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and the A+ rating.
Over 700 customers have given Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and clear pricing in all of your contacts with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold, you need to complete the following steps:
Fill out the form online and choose the account manager you want. You can complete the first step on your own using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the policies and rules that the business follows, then share your financial documents. You may need to provide various documents regarding your IRA or taxes.
Choose the way you want to deposit money in your account. An expert in rolling money into a gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe place to store them. In the final step, you need to sign the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready for selling, the buy-back scheme makes it easy.
A guide for investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions for withdrawing money
Customers on all websites give great review of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from the risk of inflation and stock market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are placing silver, gold, and other valuable metals in their retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. The items must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to manage and fund the individual retirement accounts. Many companies put customers in touch with account reps who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to find out whether it is a good idea for you.