A precious metals IRA that is also called a gold-backed IRA will help safeguard your savings from market volatility and safeguard you from inflation. Additionally, precious metals like silver and gold are different from standard investments like stocks and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to see which precious metal IRA accounts are the best value. We looked at every gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they impose, their storage choices they offer as well as their customer service and their image.
Goldco is among the most trusted and most reliable company overall for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets in various retirement accounts by moving them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from the company can show you how to move the money in your account to a precious metals IRA.
The company also sells silver and gold directly to customers. You can put your retirement savings or money from other savings accounts into real silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover your savings from your current savings account into the new IRA. Goldco makes it simple and stress-free for customers to do this by guiding them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can be purchased. They are pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with details. The kit includes written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that offer gold IRAs.
One of the top companies for buying in silver, gold and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investment and learn what they’re doing. You can call the number on the company’s website anytime to speak to your representative.
If you’re interested in learning more about buying gold before taking the step you can contact the company for a complimentary guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also learn about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this scenario, you can get help from a specialized expert and pay a flat amount and guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable help desks, and transparent prices among other things. To make sure your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar of your preferred metal. Prices for precious metals are constantly changing to reflect market changes and make it easier to know the price you can expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours regarding how to do the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals and then let Lear Capital ship them to a safe place where they will be fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and hold services.
When you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying in rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products, among others. You can purchase these metals by themselves or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to move your retirement savings to a precious metals IRA. With the help of a certified Precious Metals Specialist You can follow the following steps:
Set up your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the greatest tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your things. Your Specialist will show you the different methods to organize your belongings. Birch Gold Group stores its customers’ assets in a variety of locations including Delaware Depository and Brink’s Global Service.
Check the status of your IRA is doing. You can contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from the company. The company offers a broad range of currency that is OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
Here are a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash payments for gold and silver. This company also has a website that contains a lot of free information on the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users to set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer money to your Augusta account and select the silver and gold products you wish to purchase. Augusta will deliver them directly to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money into a precious metal IRA and learn how they function, what kinds are offered and the reasons they are a good investment.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide variety of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to clients and providing them with the tools they need to make good financial choices. On its website, the company has an entire learning center that can aid buyers in the purchasing process.
This study area has many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can help you answer any questions that you might have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a good option, so it is important to select a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver platinum, palladium, and tin into your IRA. There are many different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 a year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to receive a custom advice or to create an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Speak to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
Many sources gave it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who know the market and wish to put a big chunk of their wealth into an investment in gold IRA, since it gives savings for big investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic gold and silver, and good ways to get help.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold is updated in real time through the site, so you can easily see the benefits, risks, and costs of your purchase. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is best for buyers who have had this experience before. The initial year of storage and maintenance costs $250, and each year following that is $200. You may have to shell out more for instance, the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to get started.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can purchase precious metals and choose how you want to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to anyone, and the company gives you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and an A+ rating.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, great help, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold you must follow these steps:
Complete the online form and select the account manager you want. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the policies and rules that the business follows, then share your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to put money into your account. A professional who has experience in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure place to store them. As a final step, you must sign the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
When you’re ready to sell, the buy-back scheme makes it simple.
A free guide on investing in gold with your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions for withdrawing money
Customers on all sites leave excellent reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, it is important to need a diversified collection of investments. Because of this, many people have started placing silver, gold, and other valuable metals in retirement accounts since they are relatively safe and dependable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to fund and take care of these retirement accounts for individuals. Many companies place customers in touch with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to determine whether it’s a good idea for you.