A precious metals IRA, which is also known as a gold-backed IRA, can help protect your savings from market volatility and safeguard you from inflation. Additionally, precious metals like gold and silver are very different from standard assets like stocks and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts are the best value. We looked at every gold IRA company below based on a number of things, such as the quality of the metals they offer, the fees they impose, their storage choices they offer, their customer service, and their image.
Goldco is one of the most trusted and most reliable company for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in different retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can guide you on how to move the money from your account into an precious metals IRA.
This company also sells gold and silver directly to its customers. You can invest your retirement savings or money from other savings accounts in actual gold and silver.
If you are looking to open a precious metals IRA through Goldco and move or roll over the assets you have in your savings account into your new IRA. Goldco makes it easy and easy for customers to complete this process by walking them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Select the precious metals that you want to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of various sizes can also be bought. These bars are pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you require to sell the valuable metals that are in your account, Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with information. The kit includes a written and spoken guide to investing in rare metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the top companies to buy gold, silver and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you can store them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investment and find out how they are doing. You can call the number on the website anytime to speak to your representative.
If you want to learn more about buying in gold prior to making the move, you can ask the firm for a no-cost guide. This 25-page guide has useful information on how rare metals IRAs can assist you in taking control of the savings you have.
You can also learn about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In that case, you can get help from a specialized expert, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable help desks, and clear prices among other things. To ensure that your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect changes in the market and make it easier to know the price you can expect.
Follow these steps to start with Lear Capital:
You can open a rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to make the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and then let Lear Capital ship them to a safe place that is fully insured.
Create and store your IRA for free if spend at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and hold services.
When you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros for gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying in rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items as well as other. You can purchase these precious metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these steps:
Set up your account and choose how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to reap the most tax benefits.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that the purchase was successful when they have confirmed it.
Find a method to store your things. Your Specialist will show you the various methods to organize your belongings. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Check what you IRA is performing. You can call your Specialist at any time to check on your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company offers a wide variety of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. The company also has a website that contains lots of information for free about the investment in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been operating for more than 30 years and have managed more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring money into your Augusta account and choose the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you start these funds. On the Oxford Gold website, you will learn how to transfer money to a precious metal IRA and how these IRAs work and what types are available, and why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a vast selection of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies by listening to clients and providing them with the tools they need to make good financial choices. The company’s website offers a complete learning center to assist buyers.
This study area has a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you may have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a good choice, so you should choose a precious metals investment firm that values the reviews of its customers as well as the certifications of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold platinum, palladium, and tin into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules the rare metals that are included in IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 per year for storage of your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Fill out the online form to receive a custom advice or to open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
Several sources have rated it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to put a large portion of their assets into a gold IRA which offers savings for large investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices is updated in real-time on the website, so you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have previously had this service. First year storage and upkeep costs $250 and each year after that costs $200. You might have to pay a little more like an amount to establish an account.
To start working with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to begin.
Contact a customer service representative to start your account restart or transfer of funds.
You can purchase precious metals and decide how you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of physical gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and want easy access to good training tools.
The application process is simple with no need to talk to anyone and the company provides you access to a large knowledge base with videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ rating.
More than 700 users have rated Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help and clear pricing in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold you must complete the following steps:
Fill out the online form and select the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the policies and rules of your company and then share your financial documents. You may need to provide different papers about your IRA or taxes.
Choose the way you want to transfer money in your account. An expert in rolling over money into an gold IRA will help you do this.
You can buy valuable metals and choose a safe storage space for them. As a final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw cash
Customers on all sites leave excellent reviews of gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To guard yourself against inflation and possible stock market crashes, it is important to need a diversified collection of investments. This is why many people have started investing in silver, gold, and other valuable metals in retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, transfer the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to manage and fund the individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to see if it makes sense for you.