A precious metals IRA, which is also known as a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect you from inflation. Also, valuable metals like silver and gold are different from standard assets like bonds and stocks, which makes them a great way to diversify.
We looked at the top gold IRA firms to determine which precious metal IRA accounts offer the best value. We evaluated each gold IRA company below, based on a variety of factors, including the valuable metals they offer and the charges they charge, the storage options they offer as well as their customer service and their image.
Goldco is the most trusted and most reliable company overall in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save for retirement. Goldco is a leading company in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets in various retirement accounts by shifting them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can guide you on how to transfer the money from your account into a precious metals IRA.
This business also sells gold and silver directly to customers. You can also invest your retirement savings, or other savings accounts in real silver and gold.
If you want to start a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to the new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be bought. They are as pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you need to sell the valuable metals that are in your account, Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with information. This kit has a written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that provide gold IRAs.
One of the most trusted companies to buy gold, silver, and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is owned by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you can store them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of silver and gold goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they are doing. You can dial the number on the company’s website at any time to talk to an agent.
If you’d like to know more about buying in gold before taking the step, you can ask the company for a free guide. This guide of 25 pages contains valuable information on how rare metals IRAs can assist you in taking charge of the savings you have.
You can also find out about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a personal expert or pay a fixed fee, guarantee your purchase for 24 hours, and avoid charges when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and clear prices, among other things. To ensure that your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect changes in the market and allow you to be aware of what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create a rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to complete the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Create and store your IRA for free if you invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
When you invest more than $10,000, you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this company has been in business, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items as well as other. You can buy these metals on their own, or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow the following steps:
Create your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the highest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase was successful when they have confirmed it.
Find a storage solution for your belongings. Your specialist will guide you through the different options for storing your belongings. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is doing. You can contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a wide range of currency that is accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. This company also has a website that contains many free information on the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer money to the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA You can also check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money to a precious metal IRA and how they work and what types are available and the reasons why they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its clients and giving them the tools they need to make informed financial decisions. The company’s website has a full learning center to aid buyers in the purchasing process.
This study area comes with a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that are regulated by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a great decision, so you must select a precious metals investment firm that places the opinions of its clients and the accreditations of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 a year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Complete the form online to get an individualized advice or to create an IRA account for gold. You can talk to an expert from the company about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
A number of sources have rated it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
When you’re ready for selling, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and wish to put a large portion of their assets into a gold IRA which offers savings for large investments, but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold is updated in real-time through the site, so you can easily see the benefits, risks, and costs associated with your purchase. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is best for buyers who have previously had this service. The first year of storage and upkeep costs $250 and each year following that is $200. You might have to pay a little more such as the cost to open an account.
To begin your journey with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to get started.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase precious metals and decide how you’d like to store them.
You can receive free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to high-quality training tools.
It is possible to apply for an account without talking to anyone and the company provides you access to a large knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the online form and select the account manager you want. You can do this first step by yourself using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the policies and rules of your company and then provide your financial documents. You may need to show different documents about your IRA or tax obligations.
Choose the way you want to deposit money in your account. A professional who has experience in rolling money into an gold IRA can assist you with this.
You can purchase precious metals and select a secure storage space for them. In the final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
If you’re ready to sell the house, the buy-back plan makes it simple.
A free guide on investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions on how to withdraw money
Customers on all sites give great feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and stock market crashes, it is important to need a diversified collection of investments. Due to this, many people are now putting gold, silver, and other valuable metals into their retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to fund and take care of the individual retirement accounts. Many companies put customers in touch with account reps who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to find out whether it’s a good idea for you.