A precious metals IRA that is also known as a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect you against inflation. Additionally, precious metals such as gold and silver are very different from the standard investments like stocks and bonds and bonds, which makes them a great option to diversify.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts are the best value. We evaluated every gold IRA company below based upon a range of things, such as the valuable metals they offer, the fees they impose, their storage choices they offer as well as their customer service as well as their appearance.
Goldco is the most trusted and most reliable company overall for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. This company is the leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in different retirement accounts by transferring them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to move the money in your account to a precious metals IRA.
This company also sells silver and gold directly to customers. You can also invest your retirement savings as well as money from other savings accounts in real silver and gold.
If you are looking to open an precious metals IRA through Goldco and move or roll over your assets from your savings account into the new IRA. Goldco makes it easy and painless for customers to accomplish this by walking them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be purchased. They’re as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you require to sell the valuable metals that are in your account, Goldco will purchase these back for the highest price for buy-back, which is guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit has written and spoken information on investing in rare metals.
Overall, we believe Goldco is one of the best companies to offer gold IRAs.
One of the top companies to purchase gold, silver as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and find out how they are doing. You can call the number on the website anytime to speak to an agent.
If you want to learn more about buying gold prior to taking the next step, you can ask the company for a complimentary guide. This guide of 25 pages contains valuable information on how rare metals IRAs can help you take control of the savings you have.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this scenario you can seek advice from a specialized expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees if you make a big payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear prices, among other things. To ensure that your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect market changes and make it easier to know what you should expect.
Follow these steps to get started using Lear Capital:
You can open an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours about how to make the tax-free move. The money could take as long as five days to be moved.
You can buy valuable metals, and then allow Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA for free if invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free setup and holding services.
When you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying in rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods, among others. You can purchase these precious metals by themselves or use them to put money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these five steps:
Set up your account and select how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the greatest tax benefits.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your items. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Find out what you IRA is performing. You can call your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company offers a wide variety of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for silver and gold. This company also has a website with lots of information for free regarding investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move funds to the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money to a precious metal IRA and learn how these IRAs work, what kinds are offered and the reasons why they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad range of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to clients and giving them the tools they need to make good financial choices. The company’s website has an entire learning center that can assist buyers.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a great decision, so you must choose a precious metals investment firm that places the reviews of its customers and its accreditations for affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 a year to keep your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the online form to get personalized advice or create an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Talk to an Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and wish to put a large portion of their money into a gold IRA as it offers savings for large investments, but lacks many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave it an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices changes in real time through the site, so you are able to easily evaluate the risks, benefits and costs of purchasing. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended to go with buyers who have had this experience before. The initial year of storage and maintenance costs $250 and each year thereafter costs $200. There may be a need to shell out more such as a fee to set up an account.
To start with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to good training tools.
The application process is simple with no need to talk to a person The company will give you access to a huge knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with it is awarded an A+ grade.
Over 700 customers have rated Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases range from $100-$150. Investors also pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must follow these steps:
Complete the form online and choose the account manager you want. You can complete the first step on your own with AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines of the company, then share your financial documents. You may need to show various documents regarding your IRA or taxes.
Select the method you prefer to transfer funds into your account. A professional who has experience in rolling money into a gold IRA will help you do this.
You can purchase valuable metals and pick a secure storage space for them. As a final step, you have to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide on investing in gold with your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites leave glowing feedback on gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you require a variety of investments. Because of this, a lot of people are now investing in silver, gold, and other valuable metals in retirement accounts because they are an extremely safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to fund and take care of these individual retirement accounts. Many companies put customers in touch with account reps who can assist them in the process.
However, an agent for an account is not the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it, you should talk to your financial advisor to find out if it makes sense for you.