A precious metals IRA that is also called a gold-backed IRA can help protect your savings from market volatility and protect your investment from inflation. Also, valuable metals like silver and gold are different from standard assets like stocks and bonds and bonds, which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts are the best deal. We evaluated each gold IRA company below, based on a variety of things, such as the precious metals they provide, the fees they impose, the storage options they provide and their customer service as well as their appearance.
Goldco is the most trusted and most reliable company when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in various retirement accounts by moving them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at the company can show you how to transfer the money in your account to a precious metals IRA.
This business also sells silver and gold directly to customers. You can invest your retirement savings or other savings accounts in real silver and gold.
If you want to start a precious metals IRA through Goldco move or rollover the assets you have in your savings account to your new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can also be bought. These bars are pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you need to sell the precious metals in your account, Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit with details. The kit includes a written and spoken information on investing in rare metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the top companies to buy silver, gold, and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to keep them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of silver and gold goods that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and find out what they’re doing. You can dial the number on the company’s website anytime to speak to your representative.
If you want to learn more about buying in gold prior to making the move, you can ask the firm for a free guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking control of the savings you have.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In this scenario you will be able to get assistance from a specialist, pay a flat fee, guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences, easy access to helpful help desks, and transparent prices, among other things. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and make it easy to know the price you can expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person in charge of your IRA within 24 hours about how to complete the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and then allow Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA for free if spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you have invested more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one help from pros on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been in business, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that purchasing rare metals from Birch Gold Group is a secure and secure process.
Birch Gold Group sells a large selection of silver, gold, palladium and platinum items, among others. You can buy these metals on their own, or use them to put money into a precious metals IRA.
The company makes it simple for you to move your retirement savings to an precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these five steps:
Set up your account and select which method you would like to fund it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your self-directed IRA.
Select the most valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the most tax benefits.
You can purchase your precious metals. Your specialist will review your order and let you know that the purchase was successful once they have done so.
Find a storage solution for your things. Your Specialist will show you the various methods to organize your items. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Find out how your IRA is doing. You can contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from the company. The company sells a wide variety of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash-payouts for gold and silver. This company also has a website with a lot of free information about investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been in business for more than 30 years and have managed more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer money to the Augusta account and choose the gold and silver goods you wish to purchase. Augusta will deliver them directly to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds into an precious metal IRA, how they work and what kinds are available and the reasons why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a wide selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to its customers and giving them the tools they require to make informed financial decisions. The company’s website has an entire learning center that can aid buyers in the purchasing process.
This study area comes with several tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person will be able to assist you with any queries you may have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an extensive selection of precious metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. In less than 10 years of operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a big decision, so you must choose a precious metals investment firm that values the reviews of its customers as well as the certifications of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 per year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Complete the form online to receive an individualized advice or to open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want, and then let Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals to pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who know the market and wish to put a large portion of their wealth into a gold IRA as it offers savings for large investments, but doesn’t offer a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly assistance lines, straightforward prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real-time on their website, so you can easily assess the benefits, risks, and costs of purchasing. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 so it is recommended to go with buyers who have done this before. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. You may have to pay more, for instance, the cost to open an account.
To start with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to begin.
Contact a service representative to start your account restart or movement of funds.
You can purchase precious metals and decide how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim to be the best gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and need easy access to good training tools.
The application process is simple without talking to anyone and the company provides you access to a huge knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and an A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance and clear pricing in all of your contacts with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the online form, and select the account manager you’d like to choose. You can complete this initial step on your own using AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the rules and policies of the company, and then provide your financial records. You may need to provide different papers about your IRA or taxes.
Choose the way you want to transfer funds into your account. A expert in rolling money into a gold IRA will help you do this.
You can purchase precious metals and choose a safe place to store them. In the final step, you have to complete the declaration form.
AdvantageGold has the following traits that make it stand out:
If you’re ready to sell, the buy-back scheme simplifies the process.
A free guide on investing in gold with your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all websites give great reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential market crashes, you require a variety of investments. Because of this, a lot of people are putting gold, silver, and other valuable metals in their retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, move the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to set up and manage these individual retirement accounts. Many companies place customers in touch with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it you should consult your financial advisor first to find out whether it’s a good idea for you.